Colorado · HMDA 2025
Mortgage lenders in Baca County, CO
29 lenders reported 54 home-loan applications in Baca County in 2025. 21 closed as loans ($2.8M), 16 were denied — a 42.1% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 30% of applications, led by Rocket Mortgage, LLC. 5 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 54
- Loans originated
- 21
- Purchase / refinance
- 11 / 9
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Baca County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 6 | 11.1% | — |
| 2 | Frontier Bank | 6 | 11.1% | — |
| 3 | LOWER, LLC | 4 | 7.4% | — |
| 4 | GUILD MORTGAGE COMPANY | 3 | 5.6% | — |
| 5 | AMERICAN FINANCING CORPORATION | 3 | 5.6% | — |
| 6 | NEWREZ LLC | 2 | 3.7% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 3.7% | — |
| 8 | Fairway Independent Mortgage Corporation | 2 | 3.7% | — |
| 9 | Loandepot.Com, LLC | 2 | 3.7% | — |
| 10 | Broker Solutions, Inc. | 2 | 3.7% | — |
| 11 | Mortgage Research Center, LLC | 2 | 3.7% | — |
| 12 | GNBank, National Association 80 out of 100, Strong | 2 | 3.7% | 12.7% |
| 13 | First National Bank Colorado 85 out of 100, Very strong | 2 | 3.7% | 15.2% |
| 14 | 21st Mortgage Corporation | 1 | 1.9% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.9% | 14.1% |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.9% | — |
| 17 | Discover Bank | 1 | 1.9% | — |
| 18 | AmeriSave Mortgage Corporation | 1 | 1.9% | — |
| 19 | TRIAD FINANCIAL SERVICES, INC. | 1 | 1.9% | — |
| 20 | SOUTHWEST STAGE FUNDING, LLC | 1 | 1.9% | — |
| 21 | SWBC MORTGAGE CORPORATION | 1 | 1.9% | — |
| 22 | HIGHTECHLENDING INC | 1 | 1.9% | — |
| 23 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 1 | 1.9% | — |
| 24 | LONGBRIDGE FINANCIAL, LLC | 1 | 1.9% | — |
| 25 | MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 1.9% | — |
| 26 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | 1.9% | — |
| 27 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 1 | 1.9% | 74.7% |
| 28 | Beeline Loans, Inc. | 1 | 1.9% | — |
| 29 | TBK BANK, SSB 52 out of 100, Below average | 1 | 1.9% | 23.3% |
Top 29 of 29 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps