Colorado · HMDA 2025
Mortgage lenders in Costilla County, CO
69 lenders reported 168 home-loan applications in Costilla County in 2025. 59 closed as loans ($11.4M), 53 were denied — a 43.1% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 21% of applications, led by Rocket Mortgage, LLC. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 168
- Loans originated
- 59
- Purchase / refinance
- 30 / 22
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Costilla County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 13 | 7.7% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 6.5% | — |
| 3 | Mortgage Research Center, LLC | 11 | 6.5% | — |
| 4 | ENT Credit Union | 9 | 5.4% | — |
| 5 | 21st Mortgage Corporation | 8 | 4.8% | — |
| 6 | Loandepot.Com, LLC | 7 | 4.2% | — |
| 7 | GUARANTEED RATE, INC. | 6 | 3.6% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 6 | 3.6% | — |
| 9 | NEWREZ LLC | 5 | 3.0% | — |
| 10 | GUILD MORTGAGE COMPANY | 5 | 3.0% | — |
| 11 | TRIAD FINANCIAL SERVICES, INC. | 5 | 3.0% | — |
| 12 | Fairway Independent Mortgage Corporation | 4 | 2.4% | — |
| 13 | Equity Prime Mortgage LLC | 4 | 2.4% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.8% | — |
| 15 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.8% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 1.8% | — |
| 17 | FIGURE LENDING LLC | 3 | 1.8% | — |
| 18 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 3 | 1.8% | — |
| 19 | DIRECTORS MORTGAGE, INC. | 3 | 1.8% | — |
| 20 | Lendage, LLC | 2 | 1.2% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.2% | — |
| 22 | Paramount Residential Mortgage Group, Inc. | 2 | 1.2% | — |
| 23 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 1.2% | — |
| 24 | KIND LENDING, LLC | 2 | 1.2% | — |
| 25 | LOWER, LLC | 2 | 1.2% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.6% | 32.9% |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.6% | 14.1% |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.6% | 44.7% |
| 29 | SPRING EQ, LLC | 1 | 0.6% | — |
| 30 | THE LOAN STORE, INC. | 1 | 0.6% | — |
| 31 | GOLDEN EMPIRE MORTGAGE, INC. | 1 | 0.6% | — |
| 32 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.6% | 19.1% |
| 33 | SOUTHWEST STAGE FUNDING, LLC | 1 | 0.6% | — |
| 34 | PROVIDENT FUNDING ASSOCIATES, L.P. | 1 | 0.6% | — |
| 35 | METRUM COMMUNITY | 1 | 0.6% | — |
| 36 | ARC HOME LLC | 1 | 0.6% | — |
| 37 | Prosperity Home Mortgage, LLC | 1 | 0.6% | — |
| 38 | BELLCO CREDIT UNION 55 out of 100, Moderate | 1 | 0.6% | 45.0% |
| 39 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 1 | 0.6% | 30.8% |
| 40 | Farm Credit Mid-America | 1 | 0.6% | — |
Top 40 of 69 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps