Colorado · HMDA 2025
Mortgage lenders in Elbert County, CO
260 lenders reported 2,645 home-loan applications in Elbert County in 2025. 1,345 closed as loans ($618.1M), 401 were denied — a 22.1% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 17% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,645
- Loans originated
- 1,345
- Purchase / refinance
- 748 / 372
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Elbert County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 180 | 6.8% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 144 | 5.4% | — |
| 3 | LENNAR MORTGAGE, LLC | 127 | 4.8% | — |
| 4 | BELLCO CREDIT UNION 55 out of 100, Moderate | 97 | 3.7% | 45.0% |
| 5 | Rocket Mortgage, LLC | 91 | 3.4% | — |
| 6 | ENT Credit Union | 75 | 2.8% | — |
| 7 | DHI MORTGAGE COMPANY, LTD. | 69 | 2.6% | — |
| 8 | NEWREZ LLC | 64 | 2.4% | — |
| 9 | AMERICAN FINANCING CORPORATION | 64 | 2.4% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 64 | 2.4% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 63 | 2.4% | 14.1% |
| 12 | PULTE MORTGAGE LLC | 49 | 1.9% | — |
| 13 | CANVAS CREDIT UNION 56 out of 100, Moderate | 42 | 1.6% | 17.3% |
| 14 | PHH Mortgage Corporation | 41 | 1.6% | — |
| 15 | INSPIRE HOME LOANS INC. | 38 | 1.4% | — |
| 16 | SPRING EQ, LLC | 37 | 1.4% | — |
| 17 | LAKEVIEW LOAN SERVICING, LLC | 35 | 1.3% | — |
| 18 | GUILD MORTGAGE COMPANY | 34 | 1.3% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 34 | 1.3% | 39.5% |
| 20 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 34 | 1.3% | — |
| 21 | LOWER, LLC | 34 | 1.3% | — |
| 22 | HOMEAMERICAN MORTGAGE CORPORATION | 32 | 1.2% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 31 | 1.2% | 32.9% |
| 24 | FirstBank | 31 | 1.2% | — |
| 25 | Taylor Morrison Home Funding, Inc. | 31 | 1.2% | — |
| 26 | Mortgage Research Center, LLC | 29 | 1.1% | — |
| 27 | GUARANTEED RATE, INC. | 28 | 1.1% | — |
| 28 | FIGURE LENDING LLC | 27 | 1.0% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 27 | 1.0% | — |
| 30 | CMG MORTGAGE, INC. | 26 | 1.0% | — |
| 31 | Fairway Independent Mortgage Corporation | 25 | 0.9% | — |
| 32 | Broker Solutions, Inc. | 24 | 0.9% | — |
| 33 | VILLAGE CAPITAL & INVESTMENT LLC | 24 | 0.9% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 23 | 0.9% | — |
| 35 | THE LOAN STORE, INC. | 22 | 0.8% | — |
| 36 | BMO Bank National Association 83 out of 100, Strong | 22 | 0.8% | 40.5% |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 21 | 0.8% | — |
| 38 | Coastal Community Bank 35 out of 100, Low | 21 | 0.8% | 3.0% |
| 39 | Loandepot.Com, LLC | 16 | 0.6% | — |
| 40 | MUTUAL OF OMAHA MORTGAGE, INC. | 16 | 0.6% | — |
Top 40 of 260 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps