Colorado · HMDA 2025
Mortgage lenders in Jackson County, CO
31 lenders reported 55 home-loan applications in Jackson County in 2025. 31 closed as loans ($8.3M), 9 were denied — a 22.0% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 27% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 55
- Loans originated
- 31
- Purchase / refinance
- 18 / 11
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 10.9% | — |
| 2 | Rocket Mortgage, LLC | 5 | 9.1% | — |
| 3 | Luminate Bank 47 out of 100, Below average | 4 | 7.3% | 4.3% |
| 4 | Mountain Valley Bank 69 out of 100, Moderate | 3 | 5.5% | 5.3% |
| 5 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 3.6% | 22.2% |
| 6 | Fairway Independent Mortgage Corporation | 2 | 3.6% | — |
| 7 | Loandepot.Com, LLC | 2 | 3.6% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 2 | 3.6% | — |
| 9 | GUARANTEED RATE, INC. | 2 | 3.6% | — |
| 10 | SPRING EQ, LLC | 2 | 3.6% | — |
| 11 | RESICENTRAL, LLC | 2 | 3.6% | — |
| 12 | KIND LENDING, LLC | 2 | 3.6% | — |
| 13 | WEST GATE BANK 72 out of 100, Strong | 2 | 3.6% | 4.8% |
| 14 | LOWER, LLC | 2 | 3.6% | — |
| 15 | CMG MORTGAGE, INC. | 1 | 1.8% | — |
| 16 | Discover Bank | 1 | 1.8% | — |
| 17 | AmeriSave Mortgage Corporation | 1 | 1.8% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.8% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 1.8% | — |
| 20 | STG MORTGAGE INC | 1 | 1.8% | — |
| 21 | OriginPoint, LLC | 1 | 1.8% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 1 | 1.8% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 1 | 1.8% | — |
| 24 | Bank of Colorado 74 out of 100, Strong | 1 | 1.8% | 12.4% |
| 25 | The First National Bank and Trust Company of Broken Arrow 89 out of 100, Very strong | 1 | 1.8% | 2.4% |
| 26 | VELOCITY COMMERCIAL CAPITAL, LLC | 1 | 1.8% | — |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 1 | 1.8% | — |
| 28 | PIKE CREEK MORTGAGE SERVICES, INC. | 1 | 1.8% | — |
| 29 | EVERETT FINANCIAL, INC. | 1 | 1.8% | — |
| 30 | Platte Valley Bank 73 out of 100, Strong | 1 | 1.8% | 5.0% |
| 31 | CHAMPIONS FUNDING, LLC | 1 | 1.8% | — |
Top 31 of 31 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps