Colorado · HMDA 2025
Mortgage lenders in Lake County, CO
122 lenders reported 406 home-loan applications in Lake County in 2025. 228 closed as loans ($87.0M), 45 were denied — a 15.9% denial rate on decided applications, below the Colorado rate of 19.6%. The three most active lenders handled 17% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 406
- Loans originated
- 228
- Purchase / refinance
- 122 / 71
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lake County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 6.7% | — |
| 2 | Rocket Mortgage, LLC | 27 | 6.7% | — |
| 3 | BOKF, National Association 64 out of 100, Moderate | 15 | 3.7% | 27.5% |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 3.4% | 14.1% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 13 | 3.2% | — |
| 6 | THE MORTGAGE COMPANY | 10 | 2.5% | — |
| 7 | Broker Solutions, Inc. | 9 | 2.2% | — |
| 8 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 2.2% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 9 | 2.2% | 39.5% |
| 10 | High Country Bank 56 out of 100, Moderate | 9 | 2.2% | 6.4% |
| 11 | ELEVATIONS | 9 | 2.2% | — |
| 12 | NBH Bank 66 out of 100, Moderate | 8 | 2.0% | 16.8% |
| 13 | GUILD MORTGAGE COMPANY | 7 | 1.7% | — |
| 14 | Mortgage Research Center, LLC | 7 | 1.7% | — |
| 15 | FirstBank | 7 | 1.7% | — |
| 16 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 7 | 1.7% | — |
| 17 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 7 | 1.7% | 30.7% |
| 18 | NEWREZ LLC | 6 | 1.5% | — |
| 19 | WESTERRA CREDIT UNION 65 out of 100, Moderate | 6 | 1.5% | 29.1% |
| 20 | Loandepot.Com, LLC | 5 | 1.2% | — |
| 21 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | 1.2% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 5 | 1.2% | — |
| 23 | Alpine Bank 73 out of 100, Strong | 5 | 1.2% | 13.2% |
| 24 | MOVEMENT MORTGAGE, LLC | 4 | 1.0% | — |
| 25 | SPRING EQ, LLC | 4 | 1.0% | — |
| 26 | THE LOAN STORE, INC. | 4 | 1.0% | — |
| 27 | PLANET HOME LENDING, LLC | 4 | 1.0% | — |
| 28 | Glacier Bank 68 out of 100, Moderate | 4 | 1.0% | 20.0% |
| 29 | NATIONSTAR MORTGAGE LLC | 4 | 1.0% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 4 | 1.0% | — |
| 31 | SECURITYNATIONAL MORTGAGE COMPANY | 4 | 1.0% | — |
| 32 | ENT Credit Union | 4 | 1.0% | — |
| 33 | CANOPY MORTGAGE, LLC | 4 | 1.0% | — |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.7% | 32.9% |
| 35 | 21st Mortgage Corporation | 3 | 0.7% | — |
| 36 | Fairway Independent Mortgage Corporation | 3 | 0.7% | — |
| 37 | Discover Bank | 3 | 0.7% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.7% | 44.7% |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.7% | — |
| 40 | FIGURE LENDING LLC | 3 | 0.7% | — |
Top 40 of 122 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps