Colorado · HMDA 2025
Mortgage lenders in Morgan County, CO
168 lenders reported 1,244 home-loan applications in Morgan County in 2025. 606 closed as loans ($162.2M), 193 were denied — a 22.7% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 20% of applications, led by Bank of Colorado. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,244
- Loans originated
- 606
- Purchase / refinance
- 364 / 176
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Morgan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank of Colorado 74 out of 100, Strong | 115 | 9.2% | 12.4% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 85 | 6.8% | — |
| 3 | Rocket Mortgage, LLC | 51 | 4.1% | — |
| 4 | AMERICAN FINANCING CORPORATION | 51 | 4.1% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 47 | 3.8% | — |
| 6 | GUILD MORTGAGE COMPANY | 39 | 3.1% | — |
| 7 | Loan Simple, Inc. | 35 | 2.8% | — |
| 8 | NEWREZ LLC | 31 | 2.5% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 27 | 2.2% | — |
| 10 | FMS Bank 48 out of 100, Below average | 26 | 2.1% | 5.6% |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 24 | 1.9% | 14.1% |
| 12 | BMO Bank National Association 83 out of 100, Strong | 22 | 1.8% | 40.5% |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 21 | 1.7% | — |
| 14 | SPRING EQ, LLC | 21 | 1.7% | — |
| 15 | Broker Solutions, Inc. | 20 | 1.6% | — |
| 16 | PHH Mortgage Corporation | 19 | 1.5% | — |
| 17 | GUARANTEED RATE, INC. | 18 | 1.4% | — |
| 18 | Fairway Independent Mortgage Corporation | 17 | 1.4% | — |
| 19 | Mortgage Research Center, LLC | 15 | 1.2% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 15 | 1.2% | — |
| 21 | Financial Funding Solutions, Inc. | 15 | 1.2% | — |
| 22 | Equitable Savings and Loan Association 75 out of 100, Strong | 14 | 1.1% | 20.9% |
| 23 | CMG MORTGAGE, INC. | 13 | 1.0% | — |
| 24 | FIGURE LENDING LLC | 13 | 1.0% | — |
| 25 | LOWER, LLC | 13 | 1.0% | — |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 1.0% | — |
| 27 | Coastal Community Bank 35 out of 100, Low | 13 | 1.0% | 3.0% |
| 28 | PLANET HOME LENDING, LLC | 12 | 1.0% | — |
| 29 | TOP FLITE FINANCIAL, INC. | 12 | 1.0% | — |
| 30 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 12 | 1.0% | — |
| 31 | OriginPoint, LLC | 12 | 1.0% | — |
| 32 | 21st Mortgage Corporation | 11 | 0.9% | — |
| 33 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 0.9% | 39.5% |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 11 | 0.9% | — |
| 35 | ENT Credit Union | 11 | 0.9% | — |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.8% | 32.9% |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 0.8% | — |
| 38 | GOLDEN EMPIRE MORTGAGE, INC. | 10 | 0.8% | — |
| 39 | Northpointe Bank 58 out of 100, Moderate | 10 | 0.8% | 10.4% |
| 40 | THE LOAN STORE, INC. | 9 | 0.7% | — |
Top 40 of 168 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps