Colorado · HMDA 2025
Mortgage lenders in Otero County, CO
111 lenders reported 600 home-loan applications in Otero County in 2025. 316 closed as loans ($46.3M), 118 were denied — a 26.3% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 25% of applications, led by Rocket Mortgage, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 600
- Loans originated
- 316
- Purchase / refinance
- 162 / 111
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Otero County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 60 | 10.0% | — |
| 2 | First National Bank Colorado 85 out of 100, Very strong | 47 | 7.8% | 15.2% |
| 3 | ENT Credit Union | 42 | 7.0% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 28 | 4.7% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 4.5% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 21 | 3.5% | 39.5% |
| 7 | NBH Bank 66 out of 100, Moderate | 16 | 2.7% | 16.8% |
| 8 | NEWREZ LLC | 14 | 2.3% | — |
| 9 | Loandepot.Com, LLC | 14 | 2.3% | — |
| 10 | AMERICAN FINANCING CORPORATION | 14 | 2.3% | — |
| 11 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 14 | 2.3% | — |
| 12 | GUILD MORTGAGE COMPANY | 13 | 2.2% | — |
| 13 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 13 | 2.2% | — |
| 14 | LOWER, LLC | 11 | 1.8% | — |
| 15 | Mortgage Research Center, LLC | 10 | 1.7% | — |
| 16 | FIGURE LENDING LLC | 10 | 1.7% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.3% | 14.1% |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 1.3% | — |
| 19 | PLAZA HOME MORTGAGE, INC. | 8 | 1.3% | — |
| 20 | Equity Prime Mortgage LLC | 8 | 1.3% | — |
| 21 | Fairway Independent Mortgage Corporation | 7 | 1.2% | — |
| 22 | AmeriSave Mortgage Corporation | 7 | 1.2% | — |
| 23 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 7 | 1.2% | 30.8% |
| 24 | FREEDOM MORTGAGE CORPORATION | 7 | 1.2% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 1.2% | — |
| 26 | PLANET HOME LENDING, LLC | 6 | 1.0% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 6 | 1.0% | — |
| 28 | 21st Mortgage Corporation | 5 | 0.8% | — |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.8% | 22.2% |
| 30 | Broker Solutions, Inc. | 5 | 0.8% | — |
| 31 | SOFI BANK, NATIONAL ASSOCIATION | 5 | 0.8% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 5 | 0.8% | 3.0% |
| 33 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 0.7% | — |
| 34 | GUARANTEED RATE, INC. | 4 | 0.7% | — |
| 35 | Flanagan State Bank 67 out of 100, Moderate | 4 | 0.7% | 14.2% |
| 36 | Paramount Residential Mortgage Group, Inc. | 4 | 0.7% | — |
| 37 | US MORTGAGE CORPORATION | 4 | 0.7% | — |
| 38 | NOVA FINANCIAL & INVESTMENT CORPORATION | 4 | 0.7% | — |
| 39 | GoodLeap, LLC | 4 | 0.7% | — |
| 40 | CMG MORTGAGE, INC. | 3 | 0.5% | — |
Top 40 of 111 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps