Florida · HMDA 2025
Mortgage lenders in Hamilton County, FL
112 lenders reported 443 home-loan applications in Hamilton County in 2025. 164 closed as loans ($30.1M), 118 were denied — a 40.0% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 33% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 443
- Loans originated
- 164
- Purchase / refinance
- 112 / 42
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hamilton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 96 | 21.7% | — |
| 2 | Rocket Mortgage, LLC | 26 | 5.9% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 5.2% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 18 | 4.1% | — |
| 5 | LAKEVIEW LOAN SERVICING, LLC | 18 | 4.1% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 3.4% | — |
| 7 | VYSTAR CREDIT UNION 51 out of 100, Below average | 10 | 2.3% | 48.8% |
| 8 | AmeriSave Mortgage Corporation | 9 | 2.0% | — |
| 9 | Florida Credit Union 75 out of 100, Strong | 9 | 2.0% | 70.0% |
| 10 | UNION HOME MORTGAGE CORP. | 9 | 2.0% | — |
| 11 | First Federal Bank 50 out of 100, Below average | 9 | 2.0% | 13.5% |
| 12 | FREEDOM MORTGAGE CORPORATION | 8 | 1.8% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.6% | — |
| 14 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 1.6% | 74.7% |
| 15 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 7 | 1.6% | — |
| 16 | NEWREZ LLC | 6 | 1.4% | — |
| 17 | PENNYMAC LOAN SERVICES, LLC | 6 | 1.4% | — |
| 18 | Mortgage Research Center, LLC | 6 | 1.4% | — |
| 19 | Broker Solutions, Inc. | 5 | 1.1% | — |
| 20 | GUARANTEED RATE, INC. | 5 | 1.1% | — |
| 21 | Radiant Credit Union 65 out of 100, Moderate | 5 | 1.1% | 41.0% |
| 22 | NEW DAY FINANCIAL, LLC | 5 | 1.1% | — |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 1.1% | — |
| 24 | Equity Prime Mortgage LLC | 4 | 0.9% | — |
| 25 | Capital City Home Loans, LLC | 4 | 0.9% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.7% | 32.9% |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.7% | 14.1% |
| 28 | Loandepot.Com, LLC | 3 | 0.7% | — |
| 29 | Regions Bank 64 out of 100, Moderate | 3 | 0.7% | 43.1% |
| 30 | CSL Financial, LLC | 3 | 0.7% | — |
| 31 | AMERICAN FINANCIAL RESOURCES, INC. | 3 | 0.7% | — |
| 32 | Click n' Close, Inc. | 3 | 0.7% | — |
| 33 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 3 | 0.7% | — |
| 34 | AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | 0.7% | — |
| 35 | Truist Bank 63 out of 100, Moderate | 2 | 0.5% | 40.8% |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.5% | 22.2% |
| 37 | MOVEMENT MORTGAGE, LLC | 2 | 0.5% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.5% | 44.7% |
| 39 | Guardian Bank 65 out of 100, Moderate | 2 | 0.5% | 1.3% |
| 40 | MidFirst Bank 34 out of 100, Low | 2 | 0.5% | 16.3% |
Top 40 of 112 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps