Florida · HMDA 2025
Mortgage lenders in Hardee County, FL
126 lenders reported 741 home-loan applications in Hardee County in 2025. 296 closed as loans ($65.6M), 172 were denied — a 35.0% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 26% of applications, led by MIDFLORIDA. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 741
- Loans originated
- 296
- Purchase / refinance
- 176 / 71
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hardee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | MIDFLORIDA | 107 | 14.4% | — |
| 2 | 21st Mortgage Corporation | 56 | 7.6% | — |
| 3 | Suncoast Credit Union 62 out of 100, Moderate | 32 | 4.3% | 23.3% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 30 | 4.0% | — |
| 5 | LOWER, LLC | 30 | 4.0% | — |
| 6 | Rocket Mortgage, LLC | 29 | 3.9% | — |
| 7 | LAKEVIEW LOAN SERVICING, LLC | 27 | 3.6% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 24 | 3.2% | — |
| 9 | TRIAD FINANCIAL SERVICES, INC. | 18 | 2.4% | — |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 15 | 2.0% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.5% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 11 | 1.5% | — |
| 13 | Crews Bank & Trust 85 out of 100, Very strong | 11 | 1.5% | 8.6% |
| 14 | Mortgage Research Center, LLC | 10 | 1.3% | — |
| 15 | PLANET HOME LENDING, LLC | 10 | 1.3% | — |
| 16 | NEWREZ LLC | 9 | 1.2% | — |
| 17 | Truist Bank 63 out of 100, Moderate | 9 | 1.2% | 40.8% |
| 18 | SPRING EQ, LLC | 9 | 1.2% | — |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 9 | 1.2% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 9 | 1.2% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.1% | 14.1% |
| 22 | Loandepot.Com, LLC | 8 | 1.1% | — |
| 23 | FIGURE LENDING LLC | 8 | 1.1% | — |
| 24 | LEADERONE FINANCIAL CORPORATION | 8 | 1.1% | — |
| 25 | Broker Solutions, Inc. | 7 | 0.9% | — |
| 26 | AmeriSave Mortgage Corporation | 7 | 0.9% | — |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 0.9% | — |
| 28 | Bell Bank 59 out of 100, Moderate | 7 | 0.9% | 7.1% |
| 29 | Coastal Community Bank 35 out of 100, Low | 7 | 0.9% | 3.0% |
| 30 | Discover Bank | 6 | 0.8% | — |
| 31 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | 0.8% | — |
| 32 | Fifth Third Bank, National Association 62 out of 100, Moderate | 6 | 0.8% | 34.0% |
| 33 | American Liberty Mortgage, Incorporated | 6 | 0.8% | — |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.7% | 22.2% |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.7% | 44.7% |
| 36 | AMERICAN FINANCIAL RESOURCES, INC. | 5 | 0.7% | — |
| 37 | OCMBC, INC. | 5 | 0.7% | — |
| 38 | Plains Commerce Bank 59 out of 100, Moderate | 5 | 0.7% | 10.0% |
| 39 | NEW DAY FINANCIAL, LLC | 5 | 0.7% | — |
| 40 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 5 | 0.7% | 74.7% |
Top 40 of 126 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps