Georgia · HMDA 2025
Mortgage lenders in Baker County, GA
27 lenders reported 45 home-loan applications in Baker County in 2025. 14 closed as loans ($1.8M), 12 were denied — a 38.7% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 29% of applications, led by 21st Mortgage Corporation. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 45
- Loans originated
- 14
- Purchase / refinance
- 6 / 4
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Baker County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 5 | 11.1% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 8.9% | — |
| 3 | First State Bank of Blakely | 4 | 8.9% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 3 | 6.7% | — |
| 5 | Rocket Mortgage, LLC | 3 | 6.7% | — |
| 6 | Mortgage Research Center, LLC | 3 | 6.7% | — |
| 7 | Regions Bank 64 out of 100, Moderate | 2 | 4.4% | 43.1% |
| 8 | THE LOAN STORE, INC. | 2 | 4.4% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 2.2% | 32.9% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 2.2% | 14.1% |
| 11 | Fairway Independent Mortgage Corporation | 1 | 2.2% | — |
| 12 | Loandepot.Com, LLC | 1 | 2.2% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 2.2% | — |
| 14 | Broker Solutions, Inc. | 1 | 2.2% | — |
| 15 | SPRING EQ, LLC | 1 | 2.2% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 2.2% | — |
| 17 | Bank of Dawson 94 out of 100, Very strong | 1 | 2.2% | 10.5% |
| 18 | SOUTHWEST STAGE FUNDING, LLC | 1 | 2.2% | — |
| 19 | Renasant Bank 64 out of 100, Moderate | 1 | 2.2% | 11.6% |
| 20 | AMERICAN FINANCIAL NETWORK, INC. | 1 | 2.2% | — |
| 21 | Five Star Credit Union 72 out of 100, Strong | 1 | 2.2% | 27.7% |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 1 | 2.2% | — |
| 23 | NEW DAY FINANCIAL, LLC | 1 | 2.2% | — |
| 24 | TOWNE MORTGAGE COMPANY | 1 | 2.2% | — |
| 25 | GEORGIA UNITED | 1 | 2.2% | — |
| 26 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 1 | 2.2% | — |
| 27 | MORTGAGE INVESTORS GROUP, INC. | 1 | 2.2% | — |
Top 27 of 27 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps