Georgia · HMDA 2025
Mortgage lenders in Brooks County, GA
99 lenders reported 454 home-loan applications in Brooks County in 2025. 209 closed as loans ($35.3M), 110 were denied — a 32.4% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 22% of applications, led by 21st Mortgage Corporation. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 454
- Loans originated
- 209
- Purchase / refinance
- 103 / 79
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Brooks County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 51 | 11.2% | — |
| 2 | The Citizens National Bank of Quitman 81 out of 100, Strong | 24 | 5.3% | 2.9% |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 23 | 5.1% | — |
| 4 | Rocket Mortgage, LLC | 22 | 4.8% | — |
| 5 | Ameris Bank 67 out of 100, Moderate | 21 | 4.6% | 10.5% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 20 | 4.4% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 18 | 4.0% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 13 | 2.9% | — |
| 9 | Citizens Community Bank | 10 | 2.2% | — |
| 10 | Fairway Independent Mortgage Corporation | 8 | 1.8% | — |
| 11 | COLONY BANK 64 out of 100, Moderate | 8 | 1.8% | 4.8% |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 1.8% | — |
| 13 | FIRST COMMERCE CREDIT UNION 65 out of 100, Moderate | 8 | 1.8% | 28.6% |
| 14 | NEW DAY FINANCIAL, LLC | 8 | 1.8% | — |
| 15 | BANKSOUTH MORTGAGE COMPANY, LLC | 8 | 1.8% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 1.5% | 14.1% |
| 17 | Mortgage Research Center, LLC | 7 | 1.5% | — |
| 18 | COMMERCIAL BANKING COMPANY 79 out of 100, Strong | 7 | 1.5% | 6.6% |
| 19 | First Federal Savings and Loan Association of Valdosta 57 out of 100, Moderate | 7 | 1.5% | 0.0% |
| 20 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 1.5% | 74.7% |
| 21 | AmeriSave Mortgage Corporation | 6 | 1.3% | — |
| 22 | Thomasville National Bank | 6 | 1.3% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 1.1% | 32.9% |
| 24 | Broker Solutions, Inc. | 5 | 1.1% | — |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 5 | 1.1% | 44.7% |
| 26 | FIGURE LENDING LLC | 5 | 1.1% | — |
| 27 | The Federal Savings Bank 51 out of 100, Below average | 5 | 1.1% | 19.1% |
| 28 | Farmers & Merchants Bank 58 out of 100, Moderate | 5 | 1.1% | 6.3% |
| 29 | FirstBank 59 out of 100, Moderate | 5 | 1.1% | 42.8% |
| 30 | Synovus Bank | 5 | 1.1% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.9% | — |
| 32 | PLANET HOME LENDING, LLC | 4 | 0.9% | — |
| 33 | COUNTRYPLACE MORTGAGE, LTD. | 4 | 0.9% | — |
| 34 | NATIONSTAR MORTGAGE LLC | 4 | 0.9% | — |
| 35 | FREEDOM MORTGAGE CORPORATION | 4 | 0.9% | — |
| 36 | Bank OZK 76 out of 100, Strong | 4 | 0.9% | 37.8% |
| 37 | NEWREZ LLC | 3 | 0.7% | — |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.7% | 22.2% |
| 39 | Loandepot.Com, LLC | 3 | 0.7% | — |
| 40 | Lendage, LLC | 3 | 0.7% | — |
Top 40 of 99 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps