Georgia · HMDA 2025
Mortgage lenders in Liberty County, GA
263 lenders reported 4,384 home-loan applications in Liberty County in 2025. 2,084 closed as loans ($509.6M), 655 were denied — a 22.8% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 23% of applications, led by Mortgage Research Center, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,384
- Loans originated
- 2,084
- Purchase / refinance
- 1,188 / 766
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Liberty County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mortgage Research Center, LLC | 444 | 10.1% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 307 | 7.0% | — |
| 3 | Navy Federal Credit Union 66 out of 100, Moderate | 265 | 6.0% | 32.9% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 262 | 6.0% | — |
| 5 | FREEDOM MORTGAGE CORPORATION | 204 | 4.7% | — |
| 6 | Rocket Mortgage, LLC | 203 | 4.6% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 198 | 4.5% | — |
| 8 | Broker Solutions, Inc. | 151 | 3.4% | — |
| 9 | NEWREZ LLC | 137 | 3.1% | — |
| 10 | PLANET HOME LENDING, LLC | 119 | 2.7% | — |
| 11 | GUILD MORTGAGE COMPANY | 118 | 2.7% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 93 | 2.1% | — |
| 13 | VILLAGE CAPITAL & INVESTMENT LLC | 84 | 1.9% | — |
| 14 | 21st Mortgage Corporation | 76 | 1.7% | — |
| 15 | NEW DAY FINANCIAL, LLC | 65 | 1.5% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 58 | 1.3% | 14.1% |
| 17 | LoanUnited.com, LLC | 50 | 1.1% | — |
| 18 | Glennville Bank 73 out of 100, Strong | 46 | 1.0% | 9.4% |
| 19 | CARRINGTON MORTGAGE SERVICES, LLC | 45 | 1.0% | — |
| 20 | Loandepot.Com, LLC | 44 | 1.0% | — |
| 21 | LAKEVIEW LOAN SERVICING, LLC | 44 | 1.0% | — |
| 22 | MOVEMENT MORTGAGE, LLC | 43 | 1.0% | — |
| 23 | Ameris Bank 67 out of 100, Moderate | 41 | 0.9% | 10.5% |
| 24 | Fairway Independent Mortgage Corporation | 36 | 0.8% | — |
| 25 | Equity Prime Mortgage LLC | 36 | 0.8% | — |
| 26 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 35 | 0.8% | — |
| 27 | AmeriSave Mortgage Corporation | 33 | 0.8% | — |
| 28 | USAA Federal Savings Bank 64 out of 100, Moderate | 32 | 0.7% | 37.2% |
| 29 | GUARANTEED RATE, INC. | 30 | 0.7% | — |
| 30 | Prosperity Home Mortgage, LLC | 27 | 0.6% | — |
| 31 | Citadel Servicing Corporation | 26 | 0.6% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 26 | 0.6% | — |
| 33 | PLAZA HOME MORTGAGE, INC. | 25 | 0.6% | — |
| 34 | BANKSOUTH MORTGAGE COMPANY, LLC | 22 | 0.5% | — |
| 35 | Truist Bank 63 out of 100, Moderate | 21 | 0.5% | 40.8% |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 21 | 0.5% | — |
| 37 | South Georgia Bank 81 out of 100, Strong | 21 | 0.5% | 2.4% |
| 38 | The Federal Savings Bank 51 out of 100, Below average | 21 | 0.5% | 19.1% |
| 39 | TRIAD FINANCIAL SERVICES, INC. | 20 | 0.5% | — |
| 40 | SPRING EQ, LLC | 20 | 0.5% | — |
Top 40 of 263 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps