Georgia · HMDA 2025
Mortgage lenders in Madison County, GA
180 lenders reported 1,501 home-loan applications in Madison County in 2025. 714 closed as loans ($155.3M), 288 were denied — a 27.7% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 17% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,501
- Loans originated
- 714
- Purchase / refinance
- 336 / 237
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Madison County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 91 | 6.1% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 86 | 5.7% | — |
| 3 | 21st Mortgage Corporation | 82 | 5.5% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 73 | 4.9% | — |
| 5 | Magnolia Bank, Incorporated 49 out of 100, Below average | 54 | 3.6% | 10.3% |
| 6 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 46 | 3.1% | 22.5% |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 44 | 2.9% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 38 | 2.5% | — |
| 9 | United Community Bank 67 out of 100, Moderate | 37 | 2.5% | 25.4% |
| 10 | NEWREZ LLC | 36 | 2.4% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 32 | 2.1% | 14.1% |
| 12 | FREEDOM MORTGAGE CORPORATION | 31 | 2.1% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 30 | 2.0% | — |
| 14 | Regions Bank 64 out of 100, Moderate | 28 | 1.9% | 43.1% |
| 15 | AMERICAN PACIFIC MORTGAGE CORPORATION | 24 | 1.6% | — |
| 16 | GEORGIA UNITED | 24 | 1.6% | — |
| 17 | ROBINS FINANCIAL | 23 | 1.5% | — |
| 18 | Truist Bank 63 out of 100, Moderate | 22 | 1.5% | 40.8% |
| 19 | Mortgage Research Center, LLC | 20 | 1.3% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 19 | 1.3% | 32.9% |
| 21 | Fairway Independent Mortgage Corporation | 17 | 1.1% | — |
| 22 | Broker Solutions, Inc. | 17 | 1.1% | — |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 17 | 1.1% | 44.7% |
| 24 | NATIONSTAR MORTGAGE LLC | 17 | 1.1% | — |
| 25 | Loandepot.Com, LLC | 16 | 1.1% | — |
| 26 | PINNACLE BANK | 16 | 1.1% | — |
| 27 | The Commercial Bank 79 out of 100, Strong | 16 | 1.1% | 3.6% |
| 28 | City National Bank of Florida 64 out of 100, Moderate | 16 | 1.1% | 10.7% |
| 29 | AmeriSave Mortgage Corporation | 15 | 1.0% | — |
| 30 | PLANET HOME LENDING, LLC | 14 | 0.9% | — |
| 31 | SPRING EQ, LLC | 13 | 0.9% | — |
| 32 | SOFI BANK, NATIONAL ASSOCIATION | 13 | 0.9% | — |
| 33 | Synovus Bank | 13 | 0.9% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 12 | 0.8% | — |
| 35 | COLONY BANK 64 out of 100, Moderate | 11 | 0.7% | 4.8% |
| 36 | FIGURE LENDING LLC | 11 | 0.7% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 11 | 0.7% | — |
| 38 | NEW DAY FINANCIAL, LLC | 11 | 0.7% | — |
| 39 | EVERETT FINANCIAL, INC. | 11 | 0.7% | — |
| 40 | BANKSOUTH MORTGAGE COMPANY, LLC | 11 | 0.7% | — |
Top 40 of 180 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps