Georgia · HMDA 2025
Mortgage lenders in Miller County, GA
60 lenders reported 201 home-loan applications in Miller County in 2025. 104 closed as loans ($14.1M), 35 were denied — a 23.6% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 35% of applications, led by First State Bank of Blakely. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 201
- Loans originated
- 104
- Purchase / refinance
- 38 / 61
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Miller County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First State Bank of Blakely | 40 | 19.9% | — |
| 2 | 21st Mortgage Corporation | 15 | 7.5% | — |
| 3 | Rocket Mortgage, LLC | 15 | 7.5% | — |
| 4 | Georgia Community Bank 78 out of 100, Strong | 8 | 4.0% | 1.3% |
| 5 | First Port City Bank | 7 | 3.5% | — |
| 6 | AMERICAN PACIFIC MORTGAGE CORPORATION | 7 | 3.5% | — |
| 7 | Ameris Bank 67 out of 100, Moderate | 7 | 3.5% | 10.5% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 6 | 3.0% | — |
| 9 | AmeriSave Mortgage Corporation | 6 | 3.0% | — |
| 10 | Mortgage Research Center, LLC | 6 | 3.0% | — |
| 11 | PeoplesSouth Bank 69 out of 100, Moderate | 6 | 3.0% | 5.5% |
| 12 | Loandepot.Com, LLC | 5 | 2.5% | — |
| 13 | LAKEVIEW LOAN SERVICING, LLC | 5 | 2.5% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 2.0% | — |
| 15 | PLANET HOME LENDING, LLC | 4 | 2.0% | — |
| 16 | Five Star Credit Union 72 out of 100, Strong | 3 | 1.5% | 27.7% |
| 17 | FirstBank 59 out of 100, Moderate | 3 | 1.5% | 42.8% |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.5% | — |
| 19 | NEWREZ LLC | 2 | 1.0% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.0% | 14.1% |
| 21 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 1.0% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.0% | — |
| 23 | FIGURE LENDING LLC | 2 | 1.0% | — |
| 24 | Click n' Close, Inc. | 2 | 1.0% | — |
| 25 | CHURCHILL MORTGAGE CORPORATION | 2 | 1.0% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 2 | 1.0% | — |
| 27 | ROYAL UNITED MORTGAGE LLC | 2 | 1.0% | — |
| 28 | CMG MORTGAGE, INC. | 1 | 0.5% | — |
| 29 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.5% | 32.5% |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 31 | Fairway Independent Mortgage Corporation | 1 | 0.5% | — |
| 32 | Discover Bank | 1 | 0.5% | — |
| 33 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.5% | — |
| 34 | Empeople Credit Union 58 out of 100, Moderate | 1 | 0.5% | 25.7% |
| 35 | HOME ACCESS FINANCIAL, LLC | 1 | 0.5% | — |
| 36 | First National Bank of Decatur County 55 out of 100, Moderate | 1 | 0.5% | 4.0% |
| 37 | GEORGIA'S OWN | 1 | 0.5% | — |
| 38 | GENEVA FINANCIAL, LLC | 1 | 0.5% | — |
| 39 | Loansteady LLC | 1 | 0.5% | — |
| 40 | Commerce Home Mortgage, Inc. | 1 | 0.5% | — |
Top 40 of 60 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps