Georgia · HMDA 2025
Mortgage lenders in Putnam County, GA
192 lenders reported 1,275 home-loan applications in Putnam County in 2025. 656 closed as loans ($244.1M), 207 were denied — a 23.0% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,275
- Loans originated
- 656
- Purchase / refinance
- 395 / 172
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Putnam County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 65 | 5.1% | — |
| 2 | BANKSOUTH MORTGAGE COMPANY, LLC | 58 | 4.5% | — |
| 3 | Fairway Independent Mortgage Corporation | 54 | 4.2% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 50 | 3.9% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 44 | 3.5% | — |
| 6 | 21st Mortgage Corporation | 43 | 3.4% | — |
| 7 | Truist Bank 63 out of 100, Moderate | 40 | 3.1% | 40.8% |
| 8 | ROBINS FINANCIAL | 38 | 3.0% | — |
| 9 | NEWREZ LLC | 36 | 2.8% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 30 | 2.4% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 29 | 2.3% | — |
| 12 | Mortgage Research Center, LLC | 29 | 2.3% | — |
| 13 | BankSouth 68 out of 100, Moderate | 27 | 2.1% | 3.3% |
| 14 | Ameris Bank 67 out of 100, Moderate | 27 | 2.1% | 10.5% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 25 | 2.0% | 14.1% |
| 16 | PLANET HOME LENDING, LLC | 25 | 2.0% | — |
| 17 | Loandepot.Com, LLC | 23 | 1.8% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 23 | 1.8% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 1.6% | 32.9% |
| 20 | VANDERBILT MORTGAGE AND FINANCE, INC. | 19 | 1.5% | — |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 15 | 1.2% | 44.7% |
| 22 | NATIONSTAR MORTGAGE LLC | 15 | 1.2% | — |
| 23 | Broker Solutions, Inc. | 14 | 1.1% | — |
| 24 | Bank OZK 76 out of 100, Strong | 14 | 1.1% | 37.8% |
| 25 | United Bank 89 out of 100, Very strong | 13 | 1.0% | 19.2% |
| 26 | FIGURE LENDING LLC | 12 | 0.9% | — |
| 27 | SPRING EQ, LLC | 11 | 0.9% | — |
| 28 | NFM, INC. | 11 | 0.9% | — |
| 29 | Synovus Bank | 11 | 0.9% | — |
| 30 | GUARANTEED RATE, INC. | 10 | 0.8% | — |
| 31 | BANK OF MADISON | 10 | 0.8% | — |
| 32 | Exchange Bank | 10 | 0.8% | — |
| 33 | AmeriSave Mortgage Corporation | 9 | 0.7% | — |
| 34 | GUILD MORTGAGE COMPANY | 9 | 0.7% | — |
| 35 | THE LOAN STORE, INC. | 9 | 0.7% | — |
| 36 | GEORGIA'S OWN | 9 | 0.7% | — |
| 37 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 9 | 0.7% | 35.5% |
| 38 | NEW DAY FINANCIAL, LLC | 9 | 0.7% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 0.7% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 0.6% | 22.2% |
Top 40 of 192 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps