Georgia · HMDA 2025
Mortgage lenders in Schley County, GA
53 lenders reported 189 home-loan applications in Schley County in 2025. 91 closed as loans ($14.7M), 39 were denied — a 28.3% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 35% of applications, led by The Peoples Bank of Georgia. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 189
- Loans originated
- 91
- Purchase / refinance
- 49 / 33
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Schley County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Peoples Bank of Georgia 71 out of 100, Strong | 32 | 16.9% | 10.2% |
| 2 | Rocket Mortgage, LLC | 21 | 11.1% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 6.9% | — |
| 4 | First State Bank 77 out of 100, Strong | 13 | 6.9% | 0.6% |
| 5 | 21st Mortgage Corporation | 12 | 6.3% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 5.3% | — |
| 7 | Ameris Bank 67 out of 100, Moderate | 8 | 4.2% | 10.5% |
| 8 | Capital City Home Loans, LLC | 6 | 3.2% | — |
| 9 | NEWREZ LLC | 5 | 2.6% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 5 | 2.6% | — |
| 11 | PLANET HOME LENDING, LLC | 4 | 2.1% | — |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.6% | 32.9% |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 1.6% | — |
| 14 | Mortgage Research Center, LLC | 3 | 1.6% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.6% | — |
| 16 | Loandepot.Com, LLC | 2 | 1.1% | — |
| 17 | Broker Solutions, Inc. | 2 | 1.1% | — |
| 18 | SPRING EQ, LLC | 2 | 1.1% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 1.1% | 39.5% |
| 20 | FIGURE LENDING LLC | 2 | 1.1% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 2 | 1.1% | — |
| 22 | Equity Prime Mortgage LLC | 2 | 1.1% | — |
| 23 | FirstBank 59 out of 100, Moderate | 2 | 1.1% | 42.8% |
| 24 | STOCKTON MORTGAGE CORPORATION | 2 | 1.1% | — |
| 25 | Synovus Bank | 2 | 1.1% | — |
| 26 | CMG MORTGAGE, INC. | 1 | 0.5% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.5% | 14.1% |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 29 | Discover Bank | 1 | 0.5% | — |
| 30 | PENNYMAC LOAN SERVICES, LLC | 1 | 0.5% | — |
| 31 | GUARANTEED RATE, INC. | 1 | 0.5% | — |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.5% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 34 | Lendage, LLC | 1 | 0.5% | — |
| 35 | Citadel Servicing Corporation | 1 | 0.5% | — |
| 36 | GENEVA FINANCIAL, LLC | 1 | 0.5% | — |
| 37 | SOUTHWEST STAGE FUNDING, LLC | 1 | 0.5% | — |
| 38 | INTERLINC MORTGAGE SERVICES, LLC | 1 | 0.5% | — |
| 39 | COUNTRYPLACE MORTGAGE, LTD. | 1 | 0.5% | — |
| 40 | SUN WEST MORTGAGE COMPANY, INC. | 1 | 0.5% | — |
Top 40 of 53 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps