Georgia · HMDA 2025
Mortgage lenders in Washington County, GA
89 lenders reported 432 home-loan applications in Washington County in 2025. 141 closed as loans ($25.8M), 131 were denied — a 45.5% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 30% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 432
- Loans originated
- 141
- Purchase / refinance
- 82 / 48
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 46 | 10.6% | — |
| 2 | Rocket Mortgage, LLC | 45 | 10.4% | — |
| 3 | 21st Mortgage Corporation | 40 | 9.3% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 22 | 5.1% | — |
| 5 | AmeriSave Mortgage Corporation | 18 | 4.2% | — |
| 6 | PLANET HOME LENDING, LLC | 14 | 3.2% | — |
| 7 | Mortgage Research Center, LLC | 13 | 3.0% | — |
| 8 | ROBINS FINANCIAL | 13 | 3.0% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 2.3% | 32.9% |
| 10 | Broker Solutions, Inc. | 10 | 2.3% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 10 | 2.3% | — |
| 12 | NEW DAY FINANCIAL, LLC | 10 | 2.3% | — |
| 13 | NEWREZ LLC | 9 | 2.1% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 1.9% | — |
| 15 | Loandepot.Com, LLC | 7 | 1.6% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.4% | 14.1% |
| 17 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 1.4% | 22.2% |
| 18 | SOUTHWEST STAGE FUNDING, LLC | 6 | 1.4% | — |
| 19 | GUILD MORTGAGE COMPANY | 5 | 1.2% | — |
| 20 | FIRST COLONY MORTGAGE CORPORATION | 5 | 1.2% | — |
| 21 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | 5 | 1.2% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 5 | 1.2% | — |
| 23 | Exchange Bank | 5 | 1.2% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.9% | — |
| 25 | Queensborough National Bank & Trust Company 62 out of 100, Moderate | 4 | 0.9% | 7.8% |
| 26 | NATIONSTAR MORTGAGE LLC | 4 | 0.9% | — |
| 27 | Equity Prime Mortgage LLC | 4 | 0.9% | — |
| 28 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.9% | — |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.9% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 4 | 0.9% | 3.0% |
| 31 | Oconee State Bank 44 out of 100, Below average | 3 | 0.7% | 6.0% |
| 32 | TAMMAC HOLDINGS CORPORATION | 3 | 0.7% | — |
| 33 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | 0.7% | — |
| 34 | Northpointe Bank 58 out of 100, Moderate | 3 | 0.7% | 10.4% |
| 35 | AgGeorgia Farm Credit, ACA | 3 | 0.7% | — |
| 36 | PHH Mortgage Corporation | 3 | 0.7% | — |
| 37 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.5% | 32.5% |
| 38 | Regions Bank 64 out of 100, Moderate | 2 | 0.5% | 43.1% |
| 39 | Filo Mortgage, L.L.C. | 2 | 0.5% | — |
| 40 | AMERICAN FINANCING CORPORATION | 2 | 0.5% | — |
Top 40 of 89 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps