Georgia · HMDA 2025
Mortgage lenders in Wilcox County, GA
54 lenders reported 185 home-loan applications in Wilcox County in 2025. 56 closed as loans ($7.5M), 61 were denied — a 49.2% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 43% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 185
- Loans originated
- 56
- Purchase / refinance
- 29 / 20
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wilcox County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 45 | 24.3% | — |
| 2 | Five Star Credit Union 72 out of 100, Strong | 21 | 11.4% | 27.7% |
| 3 | Rocket Mortgage, LLC | 13 | 7.0% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 10 | 5.4% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | 3.2% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 6 | 3.2% | — |
| 7 | COLONY BANK 64 out of 100, Moderate | 6 | 3.2% | 4.8% |
| 8 | NEW DAY FINANCIAL, LLC | 5 | 2.7% | — |
| 9 | Broker Solutions, Inc. | 4 | 2.2% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 2.2% | — |
| 11 | PLANET HOME LENDING, LLC | 4 | 2.2% | — |
| 12 | NEWREZ LLC | 3 | 1.6% | — |
| 13 | AmeriSave Mortgage Corporation | 3 | 1.6% | — |
| 14 | SOUTHWEST STAGE FUNDING, LLC | 3 | 1.6% | — |
| 15 | AMERICAN FINANCIAL NETWORK, INC. | 3 | 1.6% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.1% | 32.9% |
| 17 | THE LOAN STORE, INC. | 2 | 1.1% | — |
| 18 | Planters First Bank 68 out of 100, Moderate | 2 | 1.1% | 16.4% |
| 19 | ZILLOW HOME LOANS, LLC | 2 | 1.1% | — |
| 20 | ROBINS FINANCIAL | 2 | 1.1% | — |
| 21 | South Georgia Banking Company 85 out of 100, Very strong | 2 | 1.1% | 6.6% |
| 22 | TAMMAC HOLDINGS CORPORATION | 2 | 1.1% | — |
| 23 | AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | 1.1% | — |
| 24 | BoxCar Mortgage, LLC | 2 | 1.1% | — |
| 25 | Fifth Third Bank, National Association 62 out of 100, Moderate | 2 | 1.1% | 34.0% |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.5% | 14.1% |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 28 | MOVEMENT MORTGAGE, LLC | 1 | 0.5% | — |
| 29 | Loandepot.Com, LLC | 1 | 0.5% | — |
| 30 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.5% | — |
| 31 | GUARANTEED RATE, INC. | 1 | 0.5% | — |
| 32 | Regions Bank 64 out of 100, Moderate | 1 | 0.5% | 43.1% |
| 33 | GUILD MORTGAGE COMPANY | 1 | 0.5% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.5% | — |
| 35 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.5% | 33.8% |
| 36 | Mortgage Research Center, LLC | 1 | 0.5% | — |
| 37 | NBKC BANK | 1 | 0.5% | — |
| 38 | COMMERCIAL BANKING COMPANY 79 out of 100, Strong | 1 | 0.5% | 6.6% |
| 39 | GENEVA FINANCIAL, LLC | 1 | 0.5% | — |
| 40 | Mortgage Right | 1 | 0.5% | — |
Top 40 of 54 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps