Idaho · HMDA 2025
Mortgage lenders in Clark County, ID
12 lenders reported 18 home-loan applications in Clark County in 2025. 9 closed as loans ($1.6M), 2 were denied — a 18.2% denial rate on decided applications, close to the Idaho rate of 17.5%. The three most active lenders handled 39% of applications, led by Rocket Mortgage, LLC. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 18
- Loans originated
- 9
- Purchase / refinance
- 6 / 1
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clark County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 3 | 16.7% | — |
| 2 | NEWREZ LLC | 2 | 11.1% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 11.1% | — |
| 4 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 2 | 11.1% | 17.8% |
| 5 | Eagle Bank and Trust Company 83 out of 100, Strong | 2 | 11.1% | 4.9% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 1 | 5.6% | — |
| 7 | Click n' Close, Inc. | 1 | 5.6% | — |
| 8 | WESTMARK Credit Union 57 out of 100, Moderate | 1 | 5.6% | 20.0% |
| 9 | Mountain America Federal Credit Union 56 out of 100, Moderate | 1 | 5.6% | 45.0% |
| 10 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 1 | 5.6% | 22.5% |
| 11 | FREEDOM MORTGAGE CORPORATION | 1 | 5.6% | — |
| 12 | The Bank of Commerce 78 out of 100, Strong | 1 | 5.6% | 4.1% |
Top 12 of 12 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps