Idaho · HMDA 2025
Mortgage lenders in Twin Falls County, ID
189 lenders reported 4,638 home-loan applications in Twin Falls County in 2025. 2,642 closed as loans ($643.1M), 656 were denied — a 18.8% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 36% of applications, led by IDAHO CENTRAL CREDIT UNION. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,638
- Loans originated
- 2,642
- Purchase / refinance
- 1,400 / 722
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Twin Falls County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 799 | 17.2% | 17.8% |
| 2 | First Federal Savings Bank of Twin Falls | 580 | 12.5% | — |
| 3 | PREMIER MORTGAGE RESOURCES, L.L.C. | 301 | 6.5% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 213 | 4.6% | — |
| 5 | PLANET HOME LENDING, LLC | 156 | 3.4% | — |
| 6 | Rocket Mortgage, LLC | 154 | 3.3% | — |
| 7 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 137 | 3.0% | 2.2% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 136 | 2.9% | — |
| 9 | GUILD MORTGAGE COMPANY | 134 | 2.9% | — |
| 10 | NFM, INC. | 134 | 2.9% | — |
| 11 | MOVEMENT MORTGAGE, LLC | 112 | 2.4% | — |
| 12 | Mountain America Federal Credit Union 56 out of 100, Moderate | 102 | 2.2% | 45.0% |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 96 | 2.1% | 39.5% |
| 14 | PIONEER FEDERAL CREDIT UNION 60 out of 100, Moderate | 79 | 1.7% | 9.0% |
| 15 | FREEDOM MORTGAGE CORPORATION | 78 | 1.7% | — |
| 16 | WESTMARK Credit Union 57 out of 100, Moderate | 75 | 1.6% | 20.0% |
| 17 | D. L. EVANS BANK | 71 | 1.5% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 70 | 1.5% | 14.1% |
| 19 | NEWREZ LLC | 68 | 1.5% | — |
| 20 | Mortgage Research Center, LLC | 45 | 1.0% | — |
| 21 | Loandepot.Com, LLC | 44 | 0.9% | — |
| 22 | FIGURE LENDING LLC | 37 | 0.8% | — |
| 23 | SPRING EQ, LLC | 35 | 0.8% | — |
| 24 | Citizens Bank, National Association 54 out of 100, Below average | 31 | 0.7% | 32.5% |
| 25 | VANDERBILT MORTGAGE AND FINANCE, INC. | 31 | 0.7% | — |
| 26 | AmeriSave Mortgage Corporation | 31 | 0.7% | — |
| 27 | Glacier Bank 68 out of 100, Moderate | 30 | 0.6% | 20.0% |
| 28 | NATIONSTAR MORTGAGE LLC | 29 | 0.6% | — |
| 29 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 27 | 0.6% | 30.7% |
| 30 | FARMERS BANK 88 out of 100, Very strong | 24 | 0.5% | 9.4% |
| 31 | Coastal Community Bank 35 out of 100, Low | 23 | 0.5% | 3.0% |
| 32 | Broker Solutions, Inc. | 22 | 0.5% | — |
| 33 | PHH Mortgage Corporation | 20 | 0.4% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 19 | 0.4% | — |
| 35 | NEW DAY FINANCIAL, LLC | 19 | 0.4% | — |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 0.4% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 18 | 0.4% | — |
| 38 | KIND LENDING, LLC | 18 | 0.4% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 17 | 0.4% | — |
| 40 | GoodLeap, LLC | 17 | 0.4% | — |
Top 40 of 189 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps
- Madison County 1,326 apps