Idaho · HMDA 2025
Mortgage lenders in Bingham County, ID
160 lenders reported 2,229 home-loan applications in Bingham County in 2025. 1,169 closed as loans ($286.3M), 334 were denied — a 20.7% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 30% of applications, led by IDAHO CENTRAL CREDIT UNION. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,229
- Loans originated
- 1,169
- Purchase / refinance
- 549 / 374
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bingham County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 460 | 20.6% | 17.8% |
| 2 | Rocket Mortgage, LLC | 112 | 5.0% | — |
| 3 | WESTMARK Credit Union 57 out of 100, Moderate | 101 | 4.5% | 20.0% |
| 4 | Mountain America Federal Credit Union 56 out of 100, Moderate | 101 | 4.5% | 45.0% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 91 | 4.1% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 67 | 3.0% | — |
| 7 | CANOPY MORTGAGE, LLC | 62 | 2.8% | — |
| 8 | Eagle Bank and Trust Company 83 out of 100, Strong | 60 | 2.7% | 4.9% |
| 9 | Glacier Bank 68 out of 100, Moderate | 41 | 1.8% | 20.0% |
| 10 | FREEDOM MORTGAGE CORPORATION | 41 | 1.8% | — |
| 11 | VAN DYK MORTGAGE CORPORATION | 41 | 1.8% | — |
| 12 | PREMIER MORTGAGE RESOURCES, L.L.C. | 37 | 1.7% | — |
| 13 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 32 | 1.4% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 31 | 1.4% | 14.1% |
| 15 | Synergy One Lending, Inc. | 31 | 1.4% | — |
| 16 | AMERICAN PACIFIC MORTGAGE CORPORATION | 31 | 1.4% | — |
| 17 | Mortgage Research Center, LLC | 30 | 1.3% | — |
| 18 | KeyBank National Association 63 out of 100, Moderate | 27 | 1.2% | 32.8% |
| 19 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 26 | 1.2% | 30.7% |
| 20 | FIRST COLONY MORTGAGE CORPORATION | 25 | 1.1% | — |
| 21 | SUMMIT FUNDING, INC. | 25 | 1.1% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 25 | 1.1% | — |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 24 | 1.1% | 39.5% |
| 24 | BEEHIVE | 23 | 1.0% | — |
| 25 | NEWREZ LLC | 22 | 1.0% | — |
| 26 | 21st Mortgage Corporation | 21 | 0.9% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 20 | 0.9% | — |
| 28 | AmeriSave Mortgage Corporation | 19 | 0.9% | — |
| 29 | AMERICAN FINANCING CORPORATION | 19 | 0.9% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 19 | 0.9% | 3.0% |
| 31 | FIGURE LENDING LLC | 18 | 0.8% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 17 | 0.8% | 32.9% |
| 33 | Fairway Independent Mortgage Corporation | 17 | 0.8% | — |
| 34 | SPRING EQ, LLC | 16 | 0.7% | — |
| 35 | Connections Credit Union 50 out of 100, Below average | 16 | 0.7% | 0.9% |
| 36 | Loandepot.Com, LLC | 14 | 0.6% | — |
| 37 | BELEM SERVICING LLC | 14 | 0.6% | — |
| 38 | D. L. EVANS BANK | 13 | 0.6% | — |
| 39 | KIND LENDING, LLC | 13 | 0.6% | — |
| 40 | PHH Mortgage Corporation | 13 | 0.6% | — |
Top 40 of 160 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps
- Madison County 1,326 apps