Idaho · HMDA 2025
Mortgage lenders in Nez Perce County, ID
138 lenders reported 1,664 home-loan applications in Nez Perce County in 2025. 1,029 closed as loans ($268.7M), 215 were denied — a 16.4% denial rate on decided applications, below the Idaho rate of 17.5%. The three most active lenders handled 32% of applications, led by Potlatch No. 1 Financial Credit Union. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,664
- Loans originated
- 1,029
- Purchase / refinance
- 467 / 354
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Nez Perce County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Potlatch No. 1 Financial Credit Union 62 out of 100, Moderate | 237 | 14.2% | 13.4% |
| 2 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 172 | 10.3% | 17.8% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 119 | 7.2% | — |
| 4 | Rocket Mortgage, LLC | 93 | 5.6% | — |
| 5 | NEWREZ LLC | 70 | 4.2% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 55 | 3.3% | — |
| 7 | Freedom Northwest Credit Union 82 out of 100, Strong | 54 | 3.2% | 0.0% |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 49 | 2.9% | 39.5% |
| 9 | Synergy One Lending, Inc. | 45 | 2.7% | — |
| 10 | MOVEMENT MORTGAGE, LLC | 39 | 2.3% | — |
| 11 | Mortgage Research Center, LLC | 39 | 2.3% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 38 | 2.3% | — |
| 13 | Umpqua Bank 64 out of 100, Moderate | 29 | 1.7% | 28.5% |
| 14 | AMERICAN PACIFIC MORTGAGE CORPORATION | 26 | 1.6% | — |
| 15 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 26 | 1.6% | 30.7% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 25 | 1.5% | 14.1% |
| 17 | KIND LENDING, LLC | 25 | 1.5% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 22 | 1.3% | — |
| 19 | FIGURE LENDING LLC | 21 | 1.3% | — |
| 20 | GUARANTEED RATE, INC. | 20 | 1.2% | — |
| 21 | LAND HOME FINANCIAL SERVICES, INC. | 20 | 1.2% | — |
| 22 | Banner Bank 72 out of 100, Strong | 18 | 1.1% | 35.6% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 1.0% | — |
| 24 | Loandepot.Com, LLC | 15 | 0.9% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 14 | 0.8% | 32.9% |
| 26 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 14 | 0.8% | — |
| 27 | THE LOAN STORE, INC. | 13 | 0.8% | — |
| 28 | NEW DAY FINANCIAL, LLC | 13 | 0.8% | — |
| 29 | CMG MORTGAGE, INC. | 12 | 0.7% | — |
| 30 | SPRING EQ, LLC | 12 | 0.7% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 12 | 0.7% | — |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 11 | 0.7% | 32.5% |
| 33 | BAY EQUITY LLC | 11 | 0.7% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 0.5% | — |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 9 | 0.5% | — |
| 36 | GUILD MORTGAGE COMPANY | 8 | 0.5% | — |
| 37 | PLANET HOME LENDING, LLC | 8 | 0.5% | — |
| 38 | AMERICAN FINANCING CORPORATION | 8 | 0.5% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.5% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 0.4% | 22.2% |
Top 40 of 138 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Payette County 1,570 apps
- Madison County 1,326 apps