Idaho · HMDA 2025
Mortgage lenders in Bannock County, ID
200 lenders reported 4,192 home-loan applications in Bannock County in 2025. 2,401 closed as loans ($604.0M), 565 were denied — a 17.9% denial rate on decided applications, close to the Idaho rate of 17.5%. The three most active lenders handled 31% of applications, led by IDAHO CENTRAL CREDIT UNION. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,192
- Loans originated
- 2,401
- Purchase / refinance
- 1,217 / 721
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bannock County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 906 | 21.6% | 17.8% |
| 2 | Mountain America Federal Credit Union 56 out of 100, Moderate | 229 | 5.5% | 45.0% |
| 3 | Glacier Bank 68 out of 100, Moderate | 183 | 4.4% | 20.0% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 180 | 4.3% | — |
| 5 | Rocket Mortgage, LLC | 170 | 4.1% | — |
| 6 | FIRST COLONY MORTGAGE CORPORATION | 165 | 3.9% | — |
| 7 | PREMIER MORTGAGE RESOURCES, L.L.C. | 133 | 3.2% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 126 | 3.0% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 95 | 2.3% | 14.1% |
| 10 | 21st Mortgage Corporation | 86 | 2.1% | — |
| 11 | AMERICAN PACIFIC MORTGAGE CORPORATION | 84 | 2.0% | — |
| 12 | Connections Credit Union 50 out of 100, Below average | 82 | 2.0% | 0.9% |
| 13 | WESTMARK Credit Union 57 out of 100, Moderate | 81 | 1.9% | 20.0% |
| 14 | SUMMIT FUNDING, INC. | 80 | 1.9% | — |
| 15 | VAN DYK MORTGAGE CORPORATION | 78 | 1.9% | — |
| 16 | Citizens Bank, National Association 54 out of 100, Below average | 68 | 1.6% | 32.5% |
| 17 | FREEDOM MORTGAGE CORPORATION | 63 | 1.5% | — |
| 18 | Mortgage Research Center, LLC | 56 | 1.3% | — |
| 19 | Fairway Independent Mortgage Corporation | 55 | 1.3% | — |
| 20 | NEWREZ LLC | 52 | 1.2% | — |
| 21 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 48 | 1.1% | 30.7% |
| 22 | D. L. EVANS BANK | 47 | 1.1% | — |
| 23 | VANDERBILT MORTGAGE AND FINANCE, INC. | 42 | 1.0% | — |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 40 | 1.0% | 39.5% |
| 25 | NATIONSTAR MORTGAGE LLC | 40 | 1.0% | — |
| 26 | ADVANTAGE PLUS | 39 | 0.9% | — |
| 27 | Loandepot.Com, LLC | 35 | 0.8% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 29 | 0.7% | — |
| 29 | GUILD MORTGAGE COMPANY | 28 | 0.7% | — |
| 30 | Broker Solutions, Inc. | 26 | 0.6% | — |
| 31 | CANOPY MORTGAGE, LLC | 25 | 0.6% | — |
| 32 | FIGURE LENDING LLC | 23 | 0.5% | — |
| 33 | VILLAGE CAPITAL & INVESTMENT LLC | 23 | 0.5% | — |
| 34 | PHH Mortgage Corporation | 22 | 0.5% | — |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 20 | 0.5% | — |
| 36 | Rails West Federal Credit Union 77 out of 100, Strong | 20 | 0.5% | 9.5% |
| 37 | KIND LENDING, LLC | 20 | 0.5% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 19 | 0.5% | 32.9% |
| 39 | AmeriSave Mortgage Corporation | 19 | 0.5% | — |
| 40 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 17 | 0.4% | — |
Top 40 of 200 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps
- Madison County 1,326 apps