Idaho · HMDA 2025
Mortgage lenders in Canyon County, ID
321 lenders reported 15,449 home-loan applications in Canyon County in 2025. 8,767 closed as loans ($2.5B), 1,842 were denied — a 16.3% denial rate on decided applications, below the Idaho rate of 17.5%. The three most active lenders handled 24% of applications, led by IDAHO CENTRAL CREDIT UNION. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 15,449
- Loans originated
- 8,767
- Purchase / refinance
- 5,112 / 2,208
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Canyon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 2,327 | 15.1% | 17.8% |
| 2 | Rocket Mortgage, LLC | 675 | 4.4% | — |
| 3 | GUILD MORTGAGE COMPANY | 647 | 4.2% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 638 | 4.1% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 616 | 4.0% | — |
| 6 | PREMIER MORTGAGE RESOURCES, L.L.C. | 555 | 3.6% | — |
| 7 | Loandepot.Com, LLC | 389 | 2.5% | — |
| 8 | Mountain America Federal Credit Union 56 out of 100, Moderate | 316 | 2.0% | 45.0% |
| 9 | NEWREZ LLC | 315 | 2.0% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 315 | 2.0% | 14.1% |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 315 | 2.0% | 39.5% |
| 12 | LENNAR MORTGAGE, LLC | 278 | 1.8% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 276 | 1.8% | — |
| 14 | MOVEMENT MORTGAGE, LLC | 260 | 1.7% | — |
| 15 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 255 | 1.7% | — |
| 16 | TOLL BROTHERS MORTGAGE COMPANY | 224 | 1.4% | — |
| 17 | FIGURE LENDING LLC | 194 | 1.3% | — |
| 18 | GUARANTEED RATE, INC. | 191 | 1.2% | — |
| 19 | AMERICAN PACIFIC MORTGAGE CORPORATION | 187 | 1.2% | — |
| 20 | Waterstone Mortgage Corporation | 186 | 1.2% | — |
| 21 | Fairway Independent Mortgage Corporation | 180 | 1.2% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 180 | 1.2% | — |
| 23 | WESTMARK Credit Union 57 out of 100, Moderate | 178 | 1.2% | 20.0% |
| 24 | Mortgage Research Center, LLC | 169 | 1.1% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 158 | 1.0% | — |
| 26 | PIONEER FEDERAL CREDIT UNION 60 out of 100, Moderate | 155 | 1.0% | 9.0% |
| 27 | Broker Solutions, Inc. | 149 | 1.0% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 147 | 1.0% | — |
| 29 | CLM MORTGAGE, INC. | 136 | 0.9% | — |
| 30 | CAPITAL EDUCATORS FEDERAL CREDIT UNION 49 out of 100, Below average | 132 | 0.9% | 16.0% |
| 31 | Synergy One Lending, Inc. | 131 | 0.8% | — |
| 32 | KBHS HOME LOANS, LLC | 121 | 0.8% | — |
| 33 | CMG MORTGAGE, INC. | 120 | 0.8% | — |
| 34 | RIGHT START MORTGAGE, INC. | 119 | 0.8% | — |
| 35 | KIND LENDING, LLC | 116 | 0.8% | — |
| 36 | PHH Mortgage Corporation | 111 | 0.7% | — |
| 37 | SPRING EQ, LLC | 104 | 0.7% | — |
| 38 | CHURCHILL MORTGAGE CORPORATION | 104 | 0.7% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 102 | 0.7% | — |
| 40 | Sunflower Bank, National Association 51 out of 100, Below average | 94 | 0.6% | 5.8% |
Top 40 of 321 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps
- Madison County 1,326 apps