Idaho · HMDA 2025
Mortgage lenders in Bonner County, ID
238 lenders reported 3,139 home-loan applications in Bonner County in 2025. 1,602 closed as loans ($625.3M), 494 were denied — a 22.7% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 18% of applications, led by SPOKANE TEACHERS. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,139
- Loans originated
- 1,602
- Purchase / refinance
- 660 / 553
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bonner County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SPOKANE TEACHERS | 208 | 6.6% | — |
| 2 | Glacier Bank 68 out of 100, Moderate | 200 | 6.4% | 20.0% |
| 3 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 172 | 5.5% | 17.8% |
| 4 | Rocket Mortgage, LLC | 123 | 3.9% | — |
| 5 | CMG MORTGAGE, INC. | 103 | 3.3% | — |
| 6 | Potlatch No. 1 Financial Credit Union 62 out of 100, Moderate | 99 | 3.2% | 13.4% |
| 7 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 99 | 3.2% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 98 | 3.1% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 93 | 3.0% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 87 | 2.8% | 39.5% |
| 11 | Washington Trust Bank 60 out of 100, Moderate | 86 | 2.7% | 22.5% |
| 12 | NEWREZ LLC | 76 | 2.4% | — |
| 13 | Umpqua Bank 64 out of 100, Moderate | 74 | 2.4% | 28.5% |
| 14 | GUARANTEED RATE, INC. | 71 | 2.3% | — |
| 15 | Willamette Valley Bank 81 out of 100, Strong | 57 | 1.8% | 13.8% |
| 16 | Loandepot.Com, LLC | 55 | 1.8% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 49 | 1.6% | 14.1% |
| 18 | Horizon Federally Insured State-Chartered Credit Union | 49 | 1.6% | — |
| 19 | Mortgage Research Center, LLC | 46 | 1.5% | — |
| 20 | Freedom Northwest Credit Union 82 out of 100, Strong | 42 | 1.3% | 0.0% |
| 21 | GESA | 42 | 1.3% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 41 | 1.3% | — |
| 23 | NUMERICA CREDIT UNION 74 out of 100, Strong | 39 | 1.2% | 39.5% |
| 24 | FIGURE LENDING LLC | 35 | 1.1% | — |
| 25 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 35 | 1.1% | — |
| 26 | AmeriSave Mortgage Corporation | 30 | 1.0% | — |
| 27 | PREMIER MORTGAGE RESOURCES, L.L.C. | 30 | 1.0% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 29 | 0.9% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 29 | 0.9% | 44.7% |
| 30 | Broker Solutions, Inc. | 28 | 0.9% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 26 | 0.8% | 32.9% |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 26 | 0.8% | — |
| 33 | SPRING EQ, LLC | 24 | 0.8% | — |
| 34 | GUILD MORTGAGE COMPANY | 23 | 0.7% | — |
| 35 | Boeing Employees Credit Union 75 out of 100, Strong | 23 | 0.7% | 26.5% |
| 36 | PHH Mortgage Corporation | 23 | 0.7% | — |
| 37 | KIND LENDING, LLC | 20 | 0.6% | — |
| 38 | AMERICAN PACIFIC MORTGAGE CORPORATION | 19 | 0.6% | — |
| 39 | Global Federal Credit Union 53 out of 100, Below average | 18 | 0.6% | 21.7% |
| 40 | 21st Mortgage Corporation | 17 | 0.5% | — |
Top 40 of 238 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps
- Madison County 1,326 apps