Idaho · HMDA 2025
Mortgage lenders in Bonneville County, ID
225 lenders reported 6,658 home-loan applications in Bonneville County in 2025. 3,707 closed as loans ($1.0B), 810 were denied — a 16.9% denial rate on decided applications, close to the Idaho rate of 17.5%. The three most active lenders handled 27% of applications, led by IDAHO CENTRAL CREDIT UNION. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,658
- Loans originated
- 3,707
- Purchase / refinance
- 1,904 / 978
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bonneville County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 1,021 | 15.3% | 17.8% |
| 2 | WESTMARK Credit Union 57 out of 100, Moderate | 412 | 6.2% | 20.0% |
| 3 | Mountain America Federal Credit Union 56 out of 100, Moderate | 362 | 5.4% | 45.0% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 309 | 4.6% | — |
| 5 | Eagle Bank and Trust Company 83 out of 100, Strong | 309 | 4.6% | 4.9% |
| 6 | Rocket Mortgage, LLC | 275 | 4.1% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 237 | 3.6% | — |
| 8 | CANOPY MORTGAGE, LLC | 210 | 3.2% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 178 | 2.7% | — |
| 10 | BEEHIVE | 144 | 2.2% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 122 | 1.8% | 14.1% |
| 12 | Synergy One Lending, Inc. | 102 | 1.5% | — |
| 13 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 101 | 1.5% | — |
| 14 | EAST IDAHO Credit Union | 89 | 1.3% | — |
| 15 | NEWREZ LLC | 88 | 1.3% | — |
| 16 | Glacier Bank 68 out of 100, Moderate | 86 | 1.3% | 20.0% |
| 17 | NATIONSTAR MORTGAGE LLC | 86 | 1.3% | — |
| 18 | VERITAS FUNDING, LLC | 85 | 1.3% | — |
| 19 | BELEM SERVICING LLC | 84 | 1.3% | — |
| 20 | U.S. Bank National Association 55 out of 100, Moderate | 78 | 1.2% | 39.5% |
| 21 | FIGURE LENDING LLC | 78 | 1.2% | — |
| 22 | PREMIER MORTGAGE RESOURCES, L.L.C. | 78 | 1.2% | — |
| 23 | SUMMIT FUNDING, INC. | 75 | 1.1% | — |
| 24 | Mortgage Research Center, LLC | 72 | 1.1% | — |
| 25 | Citizens Bank, National Association 54 out of 100, Below average | 65 | 1.0% | 32.5% |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 60 | 0.9% | — |
| 27 | FIRST COLONY MORTGAGE CORPORATION | 60 | 0.9% | — |
| 28 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 60 | 0.9% | 30.7% |
| 29 | GOLDENWEST | 58 | 0.9% | — |
| 30 | PHH Mortgage Corporation | 56 | 0.8% | — |
| 31 | KIND LENDING, LLC | 54 | 0.8% | — |
| 32 | SPRING EQ, LLC | 52 | 0.8% | — |
| 33 | ENVOY MORTGAGE, LTD | 52 | 0.8% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 52 | 0.8% | — |
| 35 | 21st Mortgage Corporation | 49 | 0.7% | — |
| 36 | Loandepot.Com, LLC | 49 | 0.7% | — |
| 37 | Gateway First Bank 54 out of 100, Below average | 49 | 0.7% | 5.3% |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 44 | 0.7% | 32.9% |
| 39 | AmeriSave Mortgage Corporation | 41 | 0.6% | — |
| 40 | The Bank of Commerce 78 out of 100, Strong | 41 | 0.6% | 4.1% |
Top 40 of 225 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps
- Madison County 1,326 apps