Idaho · HMDA 2025
Mortgage lenders in Elmore County, ID
150 lenders reported 1,741 home-loan applications in Elmore County in 2025. 958 closed as loans ($247.4M), 240 were denied — a 18.9% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 22% of applications, led by IDAHO CENTRAL CREDIT UNION. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,741
- Loans originated
- 958
- Purchase / refinance
- 515 / 292
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Elmore County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 141 | 8.1% | 17.8% |
| 2 | PREMIER MORTGAGE RESOURCES, L.L.C. | 139 | 8.0% | — |
| 3 | Mortgage Research Center, LLC | 105 | 6.0% | — |
| 4 | MOVEMENT MORTGAGE, LLC | 101 | 5.8% | — |
| 5 | Rocket Mortgage, LLC | 87 | 5.0% | — |
| 6 | PIONEER FEDERAL CREDIT UNION 60 out of 100, Moderate | 86 | 4.9% | 9.0% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 79 | 4.5% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 76 | 4.4% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 67 | 3.8% | — |
| 10 | NEWREZ LLC | 54 | 3.1% | — |
| 11 | AMERICAN PACIFIC MORTGAGE CORPORATION | 54 | 3.1% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 42 | 2.4% | — |
| 13 | 21st Mortgage Corporation | 28 | 1.6% | — |
| 14 | GUILD MORTGAGE COMPANY | 28 | 1.6% | — |
| 15 | Fairway Independent Mortgage Corporation | 25 | 1.4% | — |
| 16 | Loandepot.Com, LLC | 25 | 1.4% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 1.3% | 14.1% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 20 | 1.1% | 32.9% |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 20 | 1.1% | 39.5% |
| 20 | NEW DAY FINANCIAL, LLC | 20 | 1.1% | — |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 19 | 1.1% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 19 | 1.1% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 1.0% | — |
| 24 | VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 1.0% | — |
| 25 | First Interstate Bank 62 out of 100, Moderate | 17 | 1.0% | 29.4% |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 17 | 1.0% | — |
| 27 | Mountain America Federal Credit Union 56 out of 100, Moderate | 16 | 0.9% | 45.0% |
| 28 | FIGURE LENDING LLC | 15 | 0.9% | — |
| 29 | PLANET HOME LENDING, LLC | 14 | 0.8% | — |
| 30 | CLM MORTGAGE, INC. | 14 | 0.8% | — |
| 31 | PHH Mortgage Corporation | 14 | 0.8% | — |
| 32 | Broker Solutions, Inc. | 12 | 0.7% | — |
| 33 | WESTMARK Credit Union 57 out of 100, Moderate | 12 | 0.7% | 20.0% |
| 34 | AmeriSave Mortgage Corporation | 11 | 0.6% | — |
| 35 | SPRING EQ, LLC | 11 | 0.6% | — |
| 36 | PLAZA HOME MORTGAGE, INC. | 10 | 0.6% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.5% | — |
| 38 | GUARANTEED RATE, INC. | 8 | 0.5% | — |
| 39 | THE LOAN STORE, INC. | 8 | 0.5% | — |
| 40 | First Federal Savings Bank of Twin Falls | 8 | 0.5% | — |
Top 40 of 150 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps
- Madison County 1,326 apps