Illinois · HMDA 2025
Mortgage lenders in Boone County, IL
198 lenders reported 2,110 home-loan applications in Boone County in 2025. 1,096 closed as loans ($213.6M), 334 were denied — a 22.4% denial rate on decided applications, close to the Illinois rate of 21.5%. The three most active lenders handled 18% of applications, led by GREENSTATE Credit Union. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,110
- Loans originated
- 1,096
- Purchase / refinance
- 568 / 311
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Boone County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GREENSTATE Credit Union 50 out of 100, Below average | 150 | 7.1% | 10.1% |
| 2 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 136 | 6.4% | 22.9% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 102 | 4.8% | — |
| 4 | Rocket Mortgage, LLC | 84 | 4.0% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 70 | 3.3% | 14.1% |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 68 | 3.2% | 39.5% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 60 | 2.8% | — |
| 8 | BMO Bank National Association 83 out of 100, Strong | 58 | 2.7% | 40.5% |
| 9 | Midland States Bank 62 out of 100, Moderate | 58 | 2.7% | 27.2% |
| 10 | Mortgage Research Center, LLC | 47 | 2.2% | — |
| 11 | NATIONSTAR MORTGAGE LLC | 44 | 2.1% | — |
| 12 | Fairway Independent Mortgage Corporation | 39 | 1.8% | — |
| 13 | NEWREZ LLC | 36 | 1.7% | — |
| 14 | Loandepot.Com, LLC | 36 | 1.7% | — |
| 15 | PNC Bank, National Association 62 out of 100, Moderate | 36 | 1.7% | 33.8% |
| 16 | FIRST NORTHERN Credit Union 78 out of 100, Strong | 36 | 1.7% | 11.9% |
| 17 | Members Alliance Credit Union | 35 | 1.7% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 35 | 1.7% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 32 | 1.5% | — |
| 20 | ENVOY MORTGAGE, LTD | 32 | 1.5% | — |
| 21 | First National Bank of Omaha 72 out of 100, Strong | 32 | 1.5% | 25.9% |
| 22 | Broker Solutions, Inc. | 30 | 1.4% | — |
| 23 | GUARANTEED RATE, INC. | 30 | 1.4% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 30 | 1.4% | 3.0% |
| 25 | GUILD MORTGAGE COMPANY | 29 | 1.4% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 27 | 1.3% | — |
| 27 | Fifth Third Bank, National Association 62 out of 100, Moderate | 26 | 1.2% | 34.0% |
| 28 | Stillman BancCorp N.A. 66 out of 100, Moderate | 24 | 1.1% | 11.1% |
| 29 | The Huntington National Bank 59 out of 100, Moderate | 22 | 1.0% | 31.6% |
| 30 | CONSUMERS COOPERATIVE CREDIT UNION | 22 | 1.0% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 22 | 1.0% | — |
| 32 | PLANET HOME LENDING, LLC | 21 | 1.0% | — |
| 33 | FIGURE LENDING LLC | 20 | 0.9% | — |
| 34 | Byron Bank 69 out of 100, Moderate | 20 | 0.9% | 9.1% |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 19 | 0.9% | — |
| 36 | Associated Bank, National Association | 19 | 0.9% | — |
| 37 | 21st Mortgage Corporation | 18 | 0.9% | — |
| 38 | AmeriSave Mortgage Corporation | 18 | 0.9% | — |
| 39 | SPRING EQ, LLC | 14 | 0.7% | — |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 0.6% | 32.9% |
Top 40 of 198 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps