Illinois · HMDA 2025
Mortgage lenders in Clark County, IL
74 lenders reported 362 home-loan applications in Clark County in 2025. 208 closed as loans ($27.3M), 71 were denied — a 24.7% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 33% of applications, led by First Mid Bank & Trust, National Association. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 362
- Loans originated
- 208
- Purchase / refinance
- 105 / 67
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clark County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 54 | 14.9% | 22.9% |
| 2 | First Financial Bank, National Association 68 out of 100, Moderate | 37 | 10.2% | 28.8% |
| 3 | Longview Bank 62 out of 100, Moderate | 28 | 7.7% | 2.1% |
| 4 | Rocket Mortgage, LLC | 23 | 6.4% | — |
| 5 | Mortgage Research Center, LLC | 18 | 5.0% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 16 | 4.4% | — |
| 7 | RUOFF MORTGAGE COMPANY, INC. | 16 | 4.4% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 11 | 3.0% | — |
| 9 | Fifth Third Bank, National Association 62 out of 100, Moderate | 11 | 3.0% | 34.0% |
| 10 | Broker Solutions, Inc. | 9 | 2.5% | — |
| 11 | PLANET HOME LENDING, LLC | 8 | 2.2% | — |
| 12 | CMG MORTGAGE, INC. | 6 | 1.7% | — |
| 13 | AmeriSave Mortgage Corporation | 6 | 1.7% | — |
| 14 | GVC MORTGAGE, INC. | 6 | 1.7% | — |
| 15 | Old National Bank 59 out of 100, Moderate | 6 | 1.7% | 22.1% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.4% | 14.1% |
| 17 | Regions Bank 64 out of 100, Moderate | 5 | 1.4% | 43.1% |
| 18 | FLAT BRANCH MORTGAGE, INC. | 5 | 1.4% | — |
| 19 | NEWREZ LLC | 4 | 1.1% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 1.1% | — |
| 21 | Discover Bank | 4 | 1.1% | — |
| 22 | Prairie State Bank and Trust 80 out of 100, Strong | 4 | 1.1% | 3.9% |
| 23 | Coastal Community Bank 35 out of 100, Low | 4 | 1.1% | 3.0% |
| 24 | VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | 0.8% | — |
| 25 | Lendage, LLC | 3 | 0.8% | — |
| 26 | FIGURE LENDING LLC | 3 | 0.8% | — |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.6% | 22.2% |
| 28 | Fairway Independent Mortgage Corporation | 2 | 0.6% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.6% | — |
| 30 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.6% | 39.5% |
| 31 | The Riddell National Bank 59 out of 100, Moderate | 2 | 0.6% | 4.0% |
| 32 | FIRST STATE MORTGAGE SERVICES, LLC | 2 | 0.6% | — |
| 33 | ENDEAVOR CAPITAL, LLC. | 2 | 0.6% | — |
| 34 | Farm Credit Mid-America | 2 | 0.6% | — |
| 35 | The Hometown Savings Bank 55 out of 100, Moderate | 2 | 0.6% | 9.6% |
| 36 | INDIANA STATE UNIVERSITY FEDERAL CREDIT UNION 81 out of 100, Strong | 2 | 0.6% | 32.0% |
| 37 | GERSHMAN INVESTMENT CORP. | 2 | 0.6% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.6% | — |
| 39 | MISSION LOANS, LLC | 2 | 0.6% | — |
| 40 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 2 | 0.6% | 9.1% |
Top 40 of 74 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps