Illinois · HMDA 2025
Mortgage lenders in DeKalb County, IL
257 lenders reported 3,918 home-loan applications in DeKalb County in 2025. 2,152 closed as loans ($501.2M), 500 were denied — a 18.1% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 14% of applications, led by PENNYMAC LOAN SERVICES, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,918
- Loans originated
- 2,152
- Purchase / refinance
- 1,270 / 550
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in DeKalb County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 194 | 5.0% | — |
| 2 | First National Bank of Omaha 72 out of 100, Strong | 179 | 4.6% | 25.9% |
| 3 | Rocket Mortgage, LLC | 164 | 4.2% | — |
| 4 | GUILD MORTGAGE COMPANY | 146 | 3.7% | — |
| 5 | GUARANTEED RATE, INC. | 142 | 3.6% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 120 | 3.1% | 14.1% |
| 7 | LENNAR MORTGAGE, LLC | 110 | 2.8% | — |
| 8 | Old National Bank 59 out of 100, Moderate | 109 | 2.8% | 22.1% |
| 9 | NEWREZ LLC | 106 | 2.7% | — |
| 10 | NVR Mortgage Finance, Inc. | 99 | 2.5% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 98 | 2.5% | 39.5% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 93 | 2.4% | — |
| 13 | Old Second National Bank 71 out of 100, Strong | 89 | 2.3% | 13.7% |
| 14 | GREENSTATE Credit Union 50 out of 100, Below average | 75 | 1.9% | 10.1% |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 72 | 1.8% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 70 | 1.8% | — |
| 17 | PNC Bank, National Association 62 out of 100, Moderate | 67 | 1.7% | 33.8% |
| 18 | COMPASS MORTGAGE, INC. | 63 | 1.6% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 61 | 1.6% | — |
| 20 | Broker Solutions, Inc. | 60 | 1.5% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 60 | 1.5% | — |
| 22 | The Huntington National Bank 59 out of 100, Moderate | 59 | 1.5% | 31.6% |
| 23 | PLANET HOME LENDING, LLC | 57 | 1.5% | — |
| 24 | Mortgage Research Center, LLC | 56 | 1.4% | — |
| 25 | CREDIT UNION 1 | 56 | 1.4% | — |
| 26 | Resource Bank, National Association 50 out of 100, Below average | 54 | 1.4% | 8.0% |
| 27 | Coastal Community Bank 35 out of 100, Low | 53 | 1.4% | 3.0% |
| 28 | Loandepot.Com, LLC | 51 | 1.3% | — |
| 29 | Fifth Third Bank, National Association 62 out of 100, Moderate | 47 | 1.2% | 34.0% |
| 30 | Heartland Bank and Trust Company 80 out of 100, Strong | 39 | 1.0% | 17.2% |
| 31 | Fairway Independent Mortgage Corporation | 38 | 1.0% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 35 | 0.9% | — |
| 33 | LOWER, LLC | 35 | 0.9% | — |
| 34 | FIGURE LENDING LLC | 34 | 0.9% | — |
| 35 | AMERICAN PACIFIC MORTGAGE CORPORATION | 33 | 0.8% | — |
| 36 | Discover Bank | 31 | 0.8% | — |
| 37 | AmeriSave Mortgage Corporation | 31 | 0.8% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 31 | 0.8% | 44.7% |
| 39 | BMO Bank National Association 83 out of 100, Strong | 27 | 0.7% | 40.5% |
| 40 | CONSUMERS COOPERATIVE CREDIT UNION | 27 | 0.7% | — |
Top 40 of 257 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps