Illinois · HMDA 2025
Mortgage lenders in Douglas County, IL
83 lenders reported 545 home-loan applications in Douglas County in 2025. 329 closed as loans ($45.9M), 66 were denied — a 16.2% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 23% of applications, led by Longview Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 545
- Loans originated
- 329
- Purchase / refinance
- 199 / 85
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Douglas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Longview Bank 62 out of 100, Moderate | 52 | 9.5% | 2.1% |
| 2 | Broker Solutions, Inc. | 39 | 7.2% | — |
| 3 | First State Bank and Trust 73 out of 100, Strong | 34 | 6.2% | 5.9% |
| 4 | Morton Community Bank 72 out of 100, Strong | 31 | 5.7% | 11.4% |
| 5 | Rocket Mortgage, LLC | 28 | 5.1% | — |
| 6 | FLAT BRANCH MORTGAGE, INC. | 27 | 5.0% | — |
| 7 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 25 | 4.6% | 22.9% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 18 | 3.3% | — |
| 9 | Busey Bank 74 out of 100, Strong | 17 | 3.1% | 13.9% |
| 10 | Mortgage Research Center, LLC | 16 | 2.9% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 16 | 2.9% | 39.5% |
| 12 | Coastal Community Bank 35 out of 100, Low | 13 | 2.4% | 3.0% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 2.0% | — |
| 14 | PLANET HOME LENDING, LLC | 10 | 1.8% | — |
| 15 | University of Illinois Community Credit Union 67 out of 100, Moderate | 9 | 1.7% | 6.6% |
| 16 | NEWREZ LLC | 8 | 1.5% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.5% | 14.1% |
| 18 | FIRST STATE MORTGAGE SERVICES, LLC | 8 | 1.5% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 8 | 1.5% | — |
| 20 | GERSHMAN INVESTMENT CORP. | 8 | 1.5% | — |
| 21 | Midland States Bank 62 out of 100, Moderate | 8 | 1.5% | 27.2% |
| 22 | AmeriSave Mortgage Corporation | 7 | 1.3% | — |
| 23 | Prairie State Bank and Trust 80 out of 100, Strong | 7 | 1.3% | 3.9% |
| 24 | TruHome Solutions, LLC | 7 | 1.3% | — |
| 25 | COMMUNITY BANC MORTGAGE CORPORATION | 7 | 1.3% | — |
| 26 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | 1.1% | — |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 1.1% | — |
| 28 | CITIZENS EQUITY FIRST | 6 | 1.1% | — |
| 29 | Loandepot.Com, LLC | 5 | 0.9% | — |
| 30 | Discover Bank | 5 | 0.9% | — |
| 31 | PNC Bank, National Association 62 out of 100, Moderate | 5 | 0.9% | 33.8% |
| 32 | NATIONSTAR MORTGAGE LLC | 5 | 0.9% | — |
| 33 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 0.7% | — |
| 34 | Iroquois Federal Savings and Loan Association | 4 | 0.7% | — |
| 35 | First Financial Bank, National Association 68 out of 100, Moderate | 4 | 0.7% | 28.8% |
| 36 | NEW DAY FINANCIAL, LLC | 4 | 0.7% | — |
| 37 | The Fisher National Bank 59 out of 100, Moderate | 4 | 0.7% | 2.3% |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.6% | 44.7% |
| 39 | Lendage, LLC | 3 | 0.6% | — |
| 40 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.6% | — |
Top 40 of 83 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps