Illinois · HMDA 2025
Mortgage lenders in Edwards County, IL
44 lenders reported 116 home-loan applications in Edwards County in 2025. 45 closed as loans ($5.2M), 26 were denied — a 35.6% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 29% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 116
- Loans originated
- 45
- Purchase / refinance
- 28 / 10
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Edwards County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 14.7% | — |
| 2 | Rocket Mortgage, LLC | 10 | 8.6% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 7 | 6.0% | — |
| 4 | Mortgage Research Center, LLC | 7 | 6.0% | — |
| 5 | FREEDOM MORTGAGE CORPORATION | 6 | 5.2% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 3.4% | 14.1% |
| 7 | Petefish, Skiles & Co. 75 out of 100, Strong | 4 | 3.4% | 17.9% |
| 8 | Liberty | 4 | 3.4% | — |
| 9 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 4 | 3.4% | 22.9% |
| 10 | Synergy One Lending, Inc. | 3 | 2.6% | — |
| 11 | First Financial Bank, National Association 68 out of 100, Moderate | 3 | 2.6% | 28.8% |
| 12 | Fifth Third Bank, National Association 62 out of 100, Moderate | 3 | 2.6% | 34.0% |
| 13 | The First National Bank of Carmi 75 out of 100, Strong | 3 | 2.6% | 16.1% |
| 14 | Peoples National Bank , N.A. 62 out of 100, Moderate | 3 | 2.6% | 13.7% |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 1.7% | 39.5% |
| 16 | PLANET HOME LENDING, LLC | 2 | 1.7% | — |
| 17 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 1.7% | — |
| 18 | Equity Prime Mortgage LLC | 2 | 1.7% | — |
| 19 | GERSHMAN INVESTMENT CORP. | 2 | 1.7% | — |
| 20 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | 1.7% | — |
| 21 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 2 | 1.7% | 9.1% |
| 22 | Coastal Community Bank 35 out of 100, Low | 2 | 1.7% | 3.0% |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.9% | 32.9% |
| 24 | 21st Mortgage Corporation | 1 | 0.9% | — |
| 25 | NEWREZ LLC | 1 | 0.9% | — |
| 26 | Fairway Independent Mortgage Corporation | 1 | 0.9% | — |
| 27 | Loandepot.Com, LLC | 1 | 0.9% | — |
| 28 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.9% | — |
| 29 | Discover Bank | 1 | 0.9% | — |
| 30 | Regions Bank 64 out of 100, Moderate | 1 | 0.9% | 43.1% |
| 31 | AmeriSave Mortgage Corporation | 1 | 0.9% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.9% | — |
| 33 | MidFirst Bank 34 out of 100, Low | 1 | 0.9% | 16.3% |
| 34 | ENDEAVOR CAPITAL, LLC. | 1 | 0.9% | — |
| 35 | CHURCHILL MORTGAGE CORPORATION | 1 | 0.9% | — |
| 36 | Old National Bank 59 out of 100, Moderate | 1 | 0.9% | 22.1% |
| 37 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 1 | 0.9% | 45.9% |
| 38 | FIRST NORTHERN Credit Union 78 out of 100, Strong | 1 | 0.9% | 11.9% |
| 39 | FCB Banks 66 out of 100, Moderate | 1 | 0.9% | 9.4% |
| 40 | MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 0.9% | — |
Top 40 of 44 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps