Illinois · HMDA 2025
Mortgage lenders in Jersey County, IL
112 lenders reported 826 home-loan applications in Jersey County in 2025. 461 closed as loans ($72.7M), 90 were denied — a 15.6% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 24% of applications, led by Carrollton Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 826
- Loans originated
- 461
- Purchase / refinance
- 274 / 108
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jersey County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Carrollton Bank 58 out of 100, Moderate | 73 | 8.8% | 7.4% |
| 2 | 1ST MIDAMERICA CREDIT UNION 64 out of 100, Moderate | 73 | 8.8% | 22.6% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 49 | 5.9% | — |
| 4 | CNB Bank And Trust, N.A. | 43 | 5.2% | — |
| 5 | Broker Solutions, Inc. | 38 | 4.6% | — |
| 6 | Rocket Mortgage, LLC | 28 | 3.4% | — |
| 7 | FLAT BRANCH MORTGAGE, INC. | 28 | 3.4% | — |
| 8 | DAS Acquisition Company, LLC | 26 | 3.1% | — |
| 9 | Jersey State Bank 75 out of 100, Strong | 21 | 2.5% | 2.9% |
| 10 | United Community Bank 72 out of 100, Strong | 21 | 2.5% | 10.6% |
| 11 | ENDEAVOR CAPITAL, LLC. | 20 | 2.4% | — |
| 12 | NEWREZ LLC | 17 | 2.1% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 17 | 2.1% | — |
| 14 | Mortgage Research Center, LLC | 16 | 1.9% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 16 | 1.9% | 39.5% |
| 16 | PLANET HOME LENDING, LLC | 15 | 1.8% | — |
| 17 | AMERICAN PACIFIC MORTGAGE CORPORATION | 13 | 1.6% | — |
| 18 | Coastal Community Bank 35 out of 100, Low | 13 | 1.6% | 3.0% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 1.5% | 14.1% |
| 20 | Regions Bank 64 out of 100, Moderate | 12 | 1.5% | 43.1% |
| 21 | Pike Bancorp, Inc. 88 out of 100, Very strong | 12 | 1.5% | 7.5% |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.3% | — |
| 23 | SCOTT CREDIT UNION 71 out of 100, Strong | 10 | 1.2% | 23.3% |
| 24 | FREEDOM MORTGAGE CORPORATION | 10 | 1.2% | — |
| 25 | CITIZENS EQUITY FIRST | 10 | 1.2% | — |
| 26 | FIGURE LENDING LLC | 9 | 1.1% | — |
| 27 | DELMAR FINANCIAL COMPANY | 9 | 1.1% | — |
| 28 | GCS Credit Union | 9 | 1.1% | — |
| 29 | AmeriSave Mortgage Corporation | 8 | 1.0% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 8 | 1.0% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.8% | 44.7% |
| 32 | SOFI BANK, NATIONAL ASSOCIATION | 7 | 0.8% | — |
| 33 | Bank of Calhoun County 74 out of 100, Strong | 7 | 0.8% | 0.0% |
| 34 | FCB Banks 66 out of 100, Moderate | 7 | 0.8% | 9.4% |
| 35 | Royal Banks of Missouri | 7 | 0.8% | — |
| 36 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 0.7% | — |
| 37 | Busey Bank 74 out of 100, Strong | 6 | 0.7% | 13.9% |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.6% | 32.9% |
| 39 | Equity Prime Mortgage LLC | 5 | 0.6% | — |
| 40 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 5 | 0.6% | 22.9% |
Top 40 of 112 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps