Illinois · HMDA 2025
Mortgage lenders in Jo Daviess County, IL
145 lenders reported 698 home-loan applications in Jo Daviess County in 2025. 452 closed as loans ($83.8M), 94 were denied — a 16.6% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 37% of applications, led by DUPACO COMMUNITY. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 698
- Loans originated
- 452
- Purchase / refinance
- 229 / 82
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jo Daviess County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | DUPACO COMMUNITY | 185 | 26.5% | — |
| 2 | Rocket Mortgage, LLC | 39 | 5.6% | — |
| 3 | GREENSTATE Credit Union 50 out of 100, Below average | 35 | 5.0% | 10.1% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 29 | 4.2% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 26 | 3.7% | 39.5% |
| 6 | MidWestOne Bank | 22 | 3.2% | — |
| 7 | GUARANTEED RATE, INC. | 19 | 2.7% | — |
| 8 | Fidelity Bank & Trust 55 out of 100, Moderate | 18 | 2.6% | 4.5% |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 12 | 1.7% | — |
| 10 | Mortgage Research Center, LLC | 11 | 1.6% | — |
| 11 | UMB Bank, National Association 65 out of 100, Moderate | 11 | 1.6% | 30.5% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.4% | 14.1% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 1.4% | — |
| 14 | Empeople Credit Union 58 out of 100, Moderate | 9 | 1.3% | 25.7% |
| 15 | NEWREZ LLC | 8 | 1.1% | — |
| 16 | Broker Solutions, Inc. | 8 | 1.1% | — |
| 17 | ALLIANT CREDIT UNION 60 out of 100, Moderate | 7 | 1.0% | 34.0% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.9% | 32.9% |
| 19 | AmeriSave Mortgage Corporation | 6 | 0.9% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 6 | 0.9% | — |
| 21 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.9% | — |
| 22 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 6 | 0.9% | 9.1% |
| 23 | Coastal Community Bank 35 out of 100, Low | 6 | 0.9% | 3.0% |
| 24 | The Huntington National Bank 59 out of 100, Moderate | 5 | 0.7% | 31.6% |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.7% | 44.7% |
| 26 | FREEDOM MORTGAGE CORPORATION | 5 | 0.7% | — |
| 27 | MOVEMENT MORTGAGE, LLC | 4 | 0.6% | — |
| 28 | PNC Bank, National Association 62 out of 100, Moderate | 4 | 0.6% | 33.8% |
| 29 | Du Trac Community Credit Union | 4 | 0.6% | — |
| 30 | Woodford State Bank 66 out of 100, Moderate | 4 | 0.6% | 3.4% |
| 31 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.6% | — |
| 32 | LOWER, LLC | 4 | 0.6% | — |
| 33 | Fifth Third Bank, National Association 62 out of 100, Moderate | 4 | 0.6% | 34.0% |
| 34 | THE LOAN STORE, INC. | 3 | 0.4% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.4% | — |
| 36 | Community Savings Bank 65 out of 100, Moderate | 3 | 0.4% | 16.2% |
| 37 | ARC HOME LLC | 3 | 0.4% | — |
| 38 | OriginPoint, LLC | 3 | 0.4% | — |
| 39 | PLAZA HOME MORTGAGE, INC. | 3 | 0.4% | — |
| 40 | AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | 0.4% | — |
Top 40 of 145 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps