Illinois · HMDA 2025
Mortgage lenders in Macon County, IL
193 lenders reported 3,396 home-loan applications in Macon County in 2025. 1,895 closed as loans ($264.1M), 539 were denied — a 21.5% denial rate on decided applications, close to the Illinois rate of 21.5%. The three most active lenders handled 20% of applications, led by Broker Solutions, Inc.. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,396
- Loans originated
- 1,895
- Purchase / refinance
- 1,252 / 366
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Macon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Broker Solutions, Inc. | 275 | 8.1% | — |
| 2 | Regions Bank 64 out of 100, Moderate | 215 | 6.3% | 43.1% |
| 3 | Rocket Mortgage, LLC | 206 | 6.1% | — |
| 4 | CITIZENS EQUITY FIRST | 186 | 5.5% | — |
| 5 | LOWER, LLC | 131 | 3.9% | — |
| 6 | DECATUR EARTHMOVER CREDIT UNION 70 out of 100, Strong | 105 | 3.1% | 17.4% |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 103 | 3.0% | 39.5% |
| 8 | Busey Bank 74 out of 100, Strong | 102 | 3.0% | 13.9% |
| 9 | Hickory Point Bank and Trust 77 out of 100, Strong | 98 | 2.9% | 5.9% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 97 | 2.9% | — |
| 11 | First National Bank of Pana | 93 | 2.7% | — |
| 12 | Heartland Bank and Trust Company 80 out of 100, Strong | 88 | 2.6% | 17.2% |
| 13 | Mortgage Research Center, LLC | 80 | 2.4% | — |
| 14 | FLAT BRANCH MORTGAGE, INC. | 73 | 2.1% | — |
| 15 | PNC Bank, National Association 62 out of 100, Moderate | 70 | 2.1% | 33.8% |
| 16 | Prairie State Bank and Trust 80 out of 100, Strong | 69 | 2.0% | 3.9% |
| 17 | NEWREZ LLC | 66 | 1.9% | — |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 66 | 1.9% | — |
| 19 | LAND OF LINCOLN CREDIT UNION 58 out of 100, Moderate | 62 | 1.8% | 3.9% |
| 20 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 60 | 1.8% | 22.9% |
| 21 | Kiavi Funding, Inc. | 57 | 1.7% | — |
| 22 | FIRST STATE MORTGAGE SERVICES, LLC | 50 | 1.5% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 48 | 1.4% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 44 | 1.3% | 14.1% |
| 25 | PLANET HOME LENDING, LLC | 44 | 1.3% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 41 | 1.2% | 3.0% |
| 27 | AmeriSave Mortgage Corporation | 39 | 1.1% | — |
| 28 | 21st Mortgage Corporation | 36 | 1.1% | — |
| 29 | Buena Vista National Bank 77 out of 100, Strong | 36 | 1.1% | 4.3% |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 33 | 1.0% | 32.9% |
| 31 | Scott State Bank 86 out of 100, Very strong | 33 | 1.0% | 21.4% |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 27 | 0.8% | — |
| 33 | NATIONSTAR MORTGAGE LLC | 26 | 0.8% | — |
| 34 | Loandepot.Com, LLC | 25 | 0.7% | — |
| 35 | INB, National Association 62 out of 100, Moderate | 24 | 0.7% | 5.0% |
| 36 | NEW DAY FINANCIAL, LLC | 20 | 0.6% | — |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 19 | 0.6% | — |
| 38 | FIGURE LENDING LLC | 17 | 0.5% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 17 | 0.5% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 16 | 0.5% | 44.7% |
Top 40 of 193 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps