Illinois · HMDA 2025
Mortgage lenders in Macoupin County, IL
152 lenders reported 1,581 home-loan applications in Macoupin County in 2025. 834 closed as loans ($110.7M), 267 were denied — a 23.3% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 19% of applications, led by United Community Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,581
- Loans originated
- 834
- Purchase / refinance
- 457 / 216
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Macoupin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | United Community Bank 72 out of 100, Strong | 158 | 10.0% | 10.6% |
| 2 | CNB Bank And Trust, N.A. | 77 | 4.9% | — |
| 3 | Rocket Mortgage, LLC | 73 | 4.6% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 63 | 4.0% | 39.5% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 58 | 3.7% | — |
| 6 | Associated Bank, National Association | 56 | 3.5% | — |
| 7 | Broker Solutions, Inc. | 53 | 3.4% | — |
| 8 | Mortgage Research Center, LLC | 50 | 3.2% | — |
| 9 | Bank & Trust Company | 47 | 3.0% | — |
| 10 | Carrollton Bank 58 out of 100, Moderate | 44 | 2.8% | 7.4% |
| 11 | 1ST MIDAMERICA CREDIT UNION 64 out of 100, Moderate | 43 | 2.7% | 22.6% |
| 12 | Bank of Hillsboro, National Association | 31 | 2.0% | — |
| 13 | AMERICAN PACIFIC MORTGAGE CORPORATION | 27 | 1.7% | — |
| 14 | NEWREZ LLC | 25 | 1.6% | — |
| 15 | AmeriSave Mortgage Corporation | 23 | 1.5% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 1.3% | 14.1% |
| 17 | GUARANTEED RATE, INC. | 20 | 1.3% | — |
| 18 | FLAT BRANCH MORTGAGE, INC. | 20 | 1.3% | — |
| 19 | Loandepot.Com, LLC | 19 | 1.2% | — |
| 20 | SCOTT CREDIT UNION 71 out of 100, Strong | 19 | 1.2% | 23.3% |
| 21 | PLANET HOME LENDING, LLC | 19 | 1.2% | — |
| 22 | ENDEAVOR CAPITAL, LLC. | 19 | 1.2% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 19 | 1.2% | — |
| 24 | FIGURE LENDING LLC | 18 | 1.1% | — |
| 25 | Heartland Bank and Trust Company 80 out of 100, Strong | 18 | 1.1% | 17.2% |
| 26 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 17 | 1.1% | — |
| 27 | CITIZENS EQUITY FIRST | 17 | 1.1% | — |
| 28 | Coastal Community Bank 35 out of 100, Low | 17 | 1.1% | 3.0% |
| 29 | Regions Bank 64 out of 100, Moderate | 16 | 1.0% | 43.1% |
| 30 | DELMAR FINANCIAL COMPANY | 15 | 0.9% | — |
| 31 | FCB Banks 66 out of 100, Moderate | 15 | 0.9% | 9.4% |
| 32 | HEARTLAND | 15 | 0.9% | — |
| 33 | UNITED SHORE FINANCIAL SERVICES, LLC | 14 | 0.9% | — |
| 34 | Warren-Boynton State Bank | 14 | 0.9% | — |
| 35 | Bank of Springfield 55 out of 100, Moderate | 14 | 0.9% | 7.7% |
| 36 | Busey Bank 74 out of 100, Strong | 13 | 0.8% | 13.9% |
| 37 | NATIONSTAR MORTGAGE LLC | 12 | 0.8% | — |
| 38 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 12 | 0.8% | 22.9% |
| 39 | SOFI BANK, NATIONAL ASSOCIATION | 11 | 0.7% | — |
| 40 | INB, National Association 62 out of 100, Moderate | 11 | 0.7% | 5.0% |
Top 40 of 152 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps