Illinois · HMDA 2025
Mortgage lenders in Rock Island County, IL
208 lenders reported 5,072 home-loan applications in Rock Island County in 2025. 2,872 closed as loans ($412.2M), 681 were denied — a 18.4% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 21% of applications, led by I. H. MISSISSIPPI VALLEY CREDIT UNION. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,072
- Loans originated
- 2,872
- Purchase / refinance
- 1,731 / 722
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rock Island County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | I. H. MISSISSIPPI VALLEY CREDIT UNION 61 out of 100, Moderate | 490 | 9.7% | 14.5% |
| 2 | GREENSTATE Credit Union 50 out of 100, Below average | 330 | 6.5% | 10.1% |
| 3 | Empeople Credit Union 58 out of 100, Moderate | 265 | 5.2% | 25.7% |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 203 | 4.0% | 39.5% |
| 5 | ASCENTRA Credit Union 63 out of 100, Moderate | 198 | 3.9% | 18.5% |
| 6 | Rocket Mortgage, LLC | 191 | 3.8% | — |
| 7 | BANKORION 60 out of 100, Moderate | 162 | 3.2% | 6.4% |
| 8 | Broker Solutions, Inc. | 161 | 3.2% | — |
| 9 | Blackhawk Bank & Trust 76 out of 100, Strong | 155 | 3.1% | 12.4% |
| 10 | GUARANTEED RATE, INC. | 152 | 3.0% | — |
| 11 | NEWREZ LLC | 150 | 3.0% | — |
| 12 | RUHL MORTGAGE, LLC | 131 | 2.6% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 118 | 2.3% | — |
| 14 | R.I.A. Federal Credit Union 62 out of 100, Moderate | 117 | 2.3% | 25.1% |
| 15 | LOWER, LLC | 99 | 2.0% | — |
| 16 | Mortgage Research Center, LLC | 98 | 1.9% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 97 | 1.9% | 14.1% |
| 18 | Loandepot.Com, LLC | 94 | 1.9% | — |
| 19 | American Bank and Trust Company, National Association 61 out of 100, Moderate | 91 | 1.8% | 6.9% |
| 20 | CBI Bank & Trust | 88 | 1.7% | — |
| 21 | Fairway Independent Mortgage Corporation | 77 | 1.5% | — |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 77 | 1.5% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 58 | 1.1% | — |
| 24 | PLANET HOME LENDING, LLC | 55 | 1.1% | — |
| 25 | Kiavi Funding, Inc. | 52 | 1.0% | — |
| 26 | MARINE CREDIT UNION 53 out of 100, Below average | 48 | 0.9% | 44.9% |
| 27 | 21st Mortgage Corporation | 44 | 0.9% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 42 | 0.8% | — |
| 29 | THE FAMILY | 38 | 0.7% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 36 | 0.7% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 36 | 0.7% | 3.0% |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 35 | 0.7% | 22.2% |
| 33 | PLAZA HOME MORTGAGE, INC. | 35 | 0.7% | — |
| 34 | FIGURE LENDING LLC | 33 | 0.7% | — |
| 35 | AmeriSave Mortgage Corporation | 31 | 0.6% | — |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 31 | 0.6% | — |
| 37 | Old National Bank 59 out of 100, Moderate | 30 | 0.6% | 22.1% |
| 38 | NEW DAY FINANCIAL, LLC | 30 | 0.6% | — |
| 39 | Midwest Bank 66 out of 100, Moderate | 29 | 0.6% | 2.9% |
| 40 | Du Trac Community Credit Union | 29 | 0.6% | — |
Top 40 of 208 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps