Illinois · HMDA 2025
Mortgage lenders in Woodford County, IL
132 lenders reported 1,382 home-loan applications in Woodford County in 2025. 865 closed as loans ($157.7M), 180 were denied — a 16.8% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 32% of applications, led by CITIZENS EQUITY FIRST. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,382
- Loans originated
- 865
- Purchase / refinance
- 466 / 215
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Woodford County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CITIZENS EQUITY FIRST | 217 | 15.7% | — |
| 2 | Goodfield State Bank 57 out of 100, Moderate | 128 | 9.3% | 0.7% |
| 3 | Morton Community Bank 72 out of 100, Strong | 102 | 7.4% | 11.4% |
| 4 | FLAT BRANCH MORTGAGE, INC. | 60 | 4.3% | — |
| 5 | Rocket Mortgage, LLC | 47 | 3.4% | — |
| 6 | 21st Mortgage Corporation | 45 | 3.3% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 45 | 3.3% | 39.5% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 36 | 2.6% | — |
| 9 | Flanagan State Bank 67 out of 100, Moderate | 36 | 2.6% | 14.2% |
| 10 | NEWREZ LLC | 33 | 2.4% | — |
| 11 | FIRST STATE MORTGAGE SERVICES, LLC | 32 | 2.3% | — |
| 12 | Heartland Bank and Trust Company 80 out of 100, Strong | 32 | 2.3% | 17.2% |
| 13 | PNC Bank, National Association 62 out of 100, Moderate | 26 | 1.9% | 33.8% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 1.7% | 14.1% |
| 15 | PENNYMAC LOAN SERVICES, LLC | 22 | 1.6% | — |
| 16 | MLD MORTGAGE INC. | 21 | 1.5% | — |
| 17 | Broker Solutions, Inc. | 16 | 1.2% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 16 | 1.2% | — |
| 19 | TRIAD FINANCIAL SERVICES, INC. | 15 | 1.1% | — |
| 20 | PLANET HOME LENDING, LLC | 15 | 1.1% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 15 | 1.1% | 3.0% |
| 22 | Synergy One Lending, Inc. | 14 | 1.0% | — |
| 23 | COMPEER FINANCIAL, FLCA | 14 | 1.0% | — |
| 24 | Busey Bank 74 out of 100, Strong | 14 | 1.0% | 13.9% |
| 25 | Commerce Bank 76 out of 100, Strong | 14 | 1.0% | 33.2% |
| 26 | Loandepot.Com, LLC | 12 | 0.9% | — |
| 27 | AmeriSave Mortgage Corporation | 12 | 0.9% | — |
| 28 | SPRING EQ, LLC | 12 | 0.9% | — |
| 29 | Mortgage Research Center, LLC | 11 | 0.8% | — |
| 30 | Zippy Loans, LLC | 11 | 0.8% | — |
| 31 | FREEDOM MORTGAGE CORPORATION | 11 | 0.8% | — |
| 32 | Discover Bank | 9 | 0.7% | — |
| 33 | Regions Bank 64 out of 100, Moderate | 9 | 0.7% | 43.1% |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 0.7% | — |
| 35 | FIGURE LENDING LLC | 9 | 0.7% | — |
| 36 | LEADERONE FINANCIAL CORPORATION | 9 | 0.7% | — |
| 37 | Ixonia Bank 67 out of 100, Moderate | 9 | 0.7% | 4.7% |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 8 | 0.6% | 44.7% |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.6% | — |
| 40 | Better Banks 59 out of 100, Moderate | 7 | 0.5% | 2.4% |
Top 40 of 132 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps