Indiana · HMDA 2025
Mortgage lenders in Dearborn County, IN
195 lenders reported 2,580 home-loan applications in Dearborn County in 2025. 1,477 closed as loans ($320.5M), 385 were denied — a 20.0% denial rate on decided applications, close to the Indiana rate of 19.9%. The three most active lenders handled 24% of applications, led by Civista Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,580
- Loans originated
- 1,477
- Purchase / refinance
- 603 / 493
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dearborn County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Civista Bank 75 out of 100, Strong | 253 | 9.8% | 12.5% |
| 2 | First Financial Bank 68 out of 100, Moderate | 185 | 7.2% | 24.9% |
| 3 | Fifth Third Bank, National Association 62 out of 100, Moderate | 172 | 6.7% | 34.0% |
| 4 | AMERICAN PACIFIC MORTGAGE CORPORATION | 162 | 6.3% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 112 | 4.3% | 39.5% |
| 6 | UNION HOME MORTGAGE CORP. | 95 | 3.7% | — |
| 7 | Rocket Mortgage, LLC | 88 | 3.4% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 86 | 3.3% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 63 | 2.4% | — |
| 10 | THE FRIENDSHIP STATE BANK 66 out of 100, Moderate | 59 | 2.3% | 14.4% |
| 11 | FCN Bank, National Association 73 out of 100, Strong | 55 | 2.1% | 5.7% |
| 12 | FREEDOM MORTGAGE CORPORATION | 44 | 1.7% | — |
| 13 | Mortgage Research Center, LLC | 43 | 1.7% | — |
| 14 | CARRINGTON MORTGAGE SERVICES, LLC | 41 | 1.6% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 40 | 1.6% | 14.1% |
| 16 | Fairway Independent Mortgage Corporation | 38 | 1.5% | — |
| 17 | The Huntington National Bank 59 out of 100, Moderate | 35 | 1.4% | 31.6% |
| 18 | Guardian Savings Bank 83 out of 100, Strong | 34 | 1.3% | 11.5% |
| 19 | NEWREZ LLC | 33 | 1.3% | — |
| 20 | HOOSIER HILLS CREDIT UNION 59 out of 100, Moderate | 32 | 1.2% | 19.7% |
| 21 | Citizens Bank, National Association 54 out of 100, Below average | 31 | 1.2% | 32.5% |
| 22 | KEMBA CREDIT UNION, INC. 65 out of 100, Moderate | 29 | 1.1% | 23.7% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 28 | 1.1% | — |
| 24 | AmeriSave Mortgage Corporation | 27 | 1.0% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 26 | 1.0% | — |
| 26 | GENERAL ELECTRIC CREDIT UNION 54 out of 100, Below average | 25 | 1.0% | 13.4% |
| 27 | NATIONSTAR MORTGAGE LLC | 24 | 0.9% | — |
| 28 | VANDERBILT MORTGAGE AND FINANCE, INC. | 22 | 0.9% | — |
| 29 | PNC Bank, National Association 62 out of 100, Moderate | 21 | 0.8% | 33.8% |
| 30 | Union Savings Bank 74 out of 100, Strong | 20 | 0.8% | 5.3% |
| 31 | Loandepot.Com, LLC | 19 | 0.7% | — |
| 32 | Broker Solutions, Inc. | 19 | 0.7% | — |
| 33 | GUARANTEED RATE, INC. | 17 | 0.7% | — |
| 34 | FIGURE LENDING LLC | 17 | 0.7% | — |
| 35 | NFM, INC. | 16 | 0.6% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 16 | 0.6% | — |
| 37 | SPRING EQ, LLC | 15 | 0.6% | — |
| 38 | Republic Bank & Trust Company 84 out of 100, Strong | 15 | 0.6% | 12.6% |
| 39 | Discover Bank | 14 | 0.5% | — |
| 40 | SUPERIOR CREDIT UNION, INC. | 14 | 0.5% | — |
Top 40 of 195 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps