Indiana · HMDA 2025
Mortgage lenders in Jackson County, IN
145 lenders reported 1,715 home-loan applications in Jackson County in 2025. 956 closed as loans ($157.8M), 233 were denied — a 19.1% denial rate on decided applications, close to the Indiana rate of 19.9%. The three most active lenders handled 30% of applications, led by Centra Credit Union. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,715
- Loans originated
- 956
- Purchase / refinance
- 406 / 303
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Centra Credit Union 73 out of 100, Strong | 247 | 14.4% | 9.4% |
| 2 | Jackson County Bank 53 out of 100, Below average | 177 | 10.3% | 12.1% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 95 | 5.5% | — |
| 4 | Wolfe Financial, Inc | 65 | 3.8% | — |
| 5 | GVC MORTGAGE, INC. | 63 | 3.7% | — |
| 6 | Rocket Mortgage, LLC | 62 | 3.6% | — |
| 7 | First Financial Bank 68 out of 100, Moderate | 54 | 3.1% | 24.9% |
| 8 | German American Bank 75 out of 100, Strong | 40 | 2.3% | 17.2% |
| 9 | PNC Bank, National Association 62 out of 100, Moderate | 39 | 2.3% | 33.8% |
| 10 | NEWREZ LLC | 38 | 2.2% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 37 | 2.2% | — |
| 12 | PLANET HOME LENDING, LLC | 33 | 1.9% | — |
| 13 | RUOFF MORTGAGE COMPANY, INC. | 32 | 1.9% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 32 | 1.9% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 31 | 1.8% | — |
| 16 | Mortgage Research Center, LLC | 30 | 1.7% | — |
| 17 | 21st Mortgage Corporation | 27 | 1.6% | — |
| 18 | Kiavi Funding, Inc. | 27 | 1.6% | — |
| 19 | Old National Bank 59 out of 100, Moderate | 27 | 1.6% | 22.1% |
| 20 | Fifth Third Bank, National Association 62 out of 100, Moderate | 25 | 1.5% | 34.0% |
| 21 | Loandepot.Com, LLC | 23 | 1.3% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 23 | 1.3% | — |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 22 | 1.3% | 39.5% |
| 24 | DIRECT MORTGAGE LOANS, LLC | 22 | 1.3% | — |
| 25 | BEACON CREDIT UNION | 21 | 1.2% | — |
| 26 | CMG MORTGAGE, INC. | 19 | 1.1% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.0% | 14.1% |
| 28 | Fairway Independent Mortgage Corporation | 18 | 1.0% | — |
| 29 | AmeriSave Mortgage Corporation | 18 | 1.0% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 0.9% | — |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 16 | 0.9% | — |
| 32 | HOMEXPRESS MORTGAGE CORP. | 13 | 0.8% | — |
| 33 | Broker Solutions, Inc. | 12 | 0.7% | — |
| 34 | Farm Credit Mid-America | 12 | 0.7% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 0.5% | — |
| 36 | PHH Mortgage Corporation | 9 | 0.5% | — |
| 37 | SPRING EQ, LLC | 8 | 0.5% | — |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 8 | 0.5% | — |
| 39 | NEW DAY FINANCIAL, LLC | 8 | 0.5% | — |
| 40 | VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | 0.4% | — |
Top 40 of 145 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps