Indiana · HMDA 2025
Mortgage lenders in Ripley County, IN
126 lenders reported 1,086 home-loan applications in Ripley County in 2025. 642 closed as loans ($114.7M), 154 were denied — a 18.8% denial rate on decided applications, below the Indiana rate of 19.9%. The three most active lenders handled 28% of applications, led by First Financial Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,086
- Loans originated
- 642
- Purchase / refinance
- 298 / 202
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ripley County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Financial Bank 68 out of 100, Moderate | 155 | 14.3% | 24.9% |
| 2 | Civista Bank 75 out of 100, Strong | 74 | 6.8% | 12.5% |
| 3 | AMERICAN PACIFIC MORTGAGE CORPORATION | 74 | 6.8% | — |
| 4 | THE FRIENDSHIP STATE BANK 66 out of 100, Moderate | 72 | 6.6% | 14.4% |
| 5 | Fifth Third Bank, National Association 62 out of 100, Moderate | 70 | 6.4% | 34.0% |
| 6 | FCN Bank, National Association 73 out of 100, Strong | 47 | 4.3% | 5.7% |
| 7 | Rocket Mortgage, LLC | 36 | 3.3% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 31 | 2.9% | — |
| 9 | UNION HOME MORTGAGE CORP. | 31 | 2.9% | — |
| 10 | PNC Bank, National Association 62 out of 100, Moderate | 26 | 2.4% | 33.8% |
| 11 | NEWREZ LLC | 22 | 2.0% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 21 | 1.9% | 39.5% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 17 | 1.6% | 14.1% |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 1.5% | — |
| 15 | Broker Solutions, Inc. | 15 | 1.4% | — |
| 16 | Mortgage Research Center, LLC | 14 | 1.3% | — |
| 17 | RUOFF MORTGAGE COMPANY, INC. | 13 | 1.2% | — |
| 18 | German American Bank 75 out of 100, Strong | 12 | 1.1% | 17.2% |
| 19 | The Huntington National Bank 59 out of 100, Moderate | 11 | 1.0% | 31.6% |
| 20 | FREEDOM MORTGAGE CORPORATION | 11 | 1.0% | — |
| 21 | Citizens Bank, National Association 54 out of 100, Below average | 10 | 0.9% | 32.5% |
| 22 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 0.9% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 0.9% | — |
| 24 | Centra Credit Union 73 out of 100, Strong | 10 | 0.9% | 9.4% |
| 25 | NATIONSTAR MORTGAGE LLC | 10 | 0.9% | — |
| 26 | Union Savings Bank 74 out of 100, Strong | 9 | 0.8% | 5.3% |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.7% | — |
| 28 | FIGURE LENDING LLC | 8 | 0.7% | — |
| 29 | GVC MORTGAGE, INC. | 8 | 0.7% | — |
| 30 | NEW DAY FINANCIAL, LLC | 8 | 0.7% | — |
| 31 | AmeriSave Mortgage Corporation | 7 | 0.6% | — |
| 32 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.6% | 44.7% |
| 33 | PLANET HOME LENDING, LLC | 7 | 0.6% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 0.6% | — |
| 35 | HONDA Federal Credit Union 62 out of 100, Moderate | 7 | 0.6% | 28.0% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.6% | — |
| 37 | CMG MORTGAGE, INC. | 5 | 0.5% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.5% | 32.9% |
| 39 | 21st Mortgage Corporation | 5 | 0.5% | — |
| 40 | Discover Bank | 5 | 0.5% | — |
Top 40 of 126 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps