Kentucky · HMDA 2025
Mortgage lenders in Butler County, KY
82 lenders reported 412 home-loan applications in Butler County in 2025. 234 closed as loans ($38.6M), 63 were denied — a 20.0% denial rate on decided applications, below the Kentucky rate of 23.3%. The three most active lenders handled 33% of applications, led by Morgantown Bank & Trust Company, Incorporated. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 412
- Loans originated
- 234
- Purchase / refinance
- 114 / 84
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Butler County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Morgantown Bank & Trust Company, Incorporated 63 out of 100, Moderate | 90 | 21.8% | 2.7% |
| 2 | UNION HOME MORTGAGE CORP. | 24 | 5.8% | — |
| 3 | Rocket Mortgage, LLC | 23 | 5.6% | — |
| 4 | 21st Mortgage Corporation | 21 | 5.1% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 16 | 3.9% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 12 | 2.9% | — |
| 7 | Peoples Bank 67 out of 100, Moderate | 11 | 2.7% | 24.1% |
| 8 | Abound Federal Credit Union 81 out of 100, Strong | 10 | 2.4% | 18.6% |
| 9 | Liberty | 10 | 2.4% | — |
| 10 | Citizens Bank, National Association 54 out of 100, Below average | 8 | 1.9% | 32.5% |
| 11 | FREEDOM MORTGAGE CORPORATION | 8 | 1.9% | — |
| 12 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 8 | 1.9% | — |
| 13 | MOVEMENT MORTGAGE, LLC | 7 | 1.7% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 1.7% | — |
| 15 | Mortgage Research Center, LLC | 7 | 1.7% | — |
| 16 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 1.7% | 74.7% |
| 17 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 1.7% | — |
| 18 | NEWREZ LLC | 6 | 1.5% | — |
| 19 | First Southern National Bank | 5 | 1.2% | — |
| 20 | Farm Credit Mid-America | 5 | 1.2% | — |
| 21 | FirstBank 59 out of 100, Moderate | 5 | 1.2% | 42.8% |
| 22 | EVERETT FINANCIAL, INC. | 5 | 1.2% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.0% | 14.1% |
| 24 | Truist Bank 63 out of 100, Moderate | 4 | 1.0% | 40.8% |
| 25 | TRIAD FINANCIAL SERVICES, INC. | 4 | 1.0% | — |
| 26 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 1.0% | 39.5% |
| 27 | Equity Prime Mortgage LLC | 4 | 1.0% | — |
| 28 | Bank of Edmonson County 64 out of 100, Moderate | 4 | 1.0% | 0.7% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.7% | 32.9% |
| 30 | Discover Bank | 3 | 0.7% | — |
| 31 | GUARANTEED RATE, INC. | 3 | 0.7% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.7% | — |
| 33 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | 0.7% | — |
| 34 | Independence Bank of Kentucky | 3 | 0.7% | — |
| 35 | The Cecilian Bank 77 out of 100, Strong | 3 | 0.7% | 11.4% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.7% | — |
| 37 | STOCKTON MORTGAGE CORPORATION | 3 | 0.7% | — |
| 38 | SOUTH CENTRAL BANK, INC. 72 out of 100, Strong | 3 | 0.7% | 7.5% |
| 39 | Broker Solutions, Inc. | 2 | 0.5% | — |
| 40 | AmeriSave Mortgage Corporation | 2 | 0.5% | — |
Top 40 of 82 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps