Kentucky · HMDA 2025
Mortgage lenders in Clinton County, KY
62 lenders reported 188 home-loan applications in Clinton County in 2025. 80 closed as loans ($12.2M), 52 were denied — a 37.4% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 32% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 188
- Loans originated
- 80
- Purchase / refinance
- 47 / 26
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clinton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 25 | 13.3% | — |
| 2 | 21st Mortgage Corporation | 18 | 9.6% | — |
| 3 | The Monticello Banking Company 71 out of 100, Strong | 18 | 9.6% | 18.6% |
| 4 | Rocket Mortgage, LLC | 10 | 5.3% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 8 | 4.3% | — |
| 6 | NEWREZ LLC | 6 | 3.2% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 2.7% | — |
| 8 | Broker Solutions, Inc. | 5 | 2.7% | — |
| 9 | Farm Credit Mid-America | 5 | 2.7% | — |
| 10 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 5 | 2.7% | 74.7% |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 2.1% | — |
| 12 | Mortgage Research Center, LLC | 4 | 2.1% | — |
| 13 | COMMONWEALTH | 4 | 2.1% | — |
| 14 | FirstBank 59 out of 100, Moderate | 4 | 2.1% | 42.8% |
| 15 | STOCKTON MORTGAGE CORPORATION | 4 | 2.1% | — |
| 16 | TRIAD FINANCIAL SERVICES, INC. | 3 | 1.6% | — |
| 17 | L & N Federal Credit Union 72 out of 100, Strong | 3 | 1.6% | 8.7% |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.6% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.1% | 14.1% |
| 20 | Abound Federal Credit Union 81 out of 100, Strong | 2 | 1.1% | 18.6% |
| 21 | Community Trust Bank, Inc. 80 out of 100, Strong | 2 | 1.1% | 13.9% |
| 22 | SOUTHWEST STAGE FUNDING, LLC | 2 | 1.1% | — |
| 23 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | 1.1% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 2 | 1.1% | — |
| 25 | KIND LENDING, LLC | 2 | 1.1% | — |
| 26 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 2 | 1.1% | — |
| 27 | EVERETT FINANCIAL, INC. | 2 | 1.1% | — |
| 28 | Fifth Third Bank, National Association 62 out of 100, Moderate | 2 | 1.1% | 34.0% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 30 | GUARANTEED RATE, INC. | 1 | 0.5% | — |
| 31 | Regions Bank 64 out of 100, Moderate | 1 | 0.5% | 43.1% |
| 32 | AmeriSave Mortgage Corporation | 1 | 0.5% | — |
| 33 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.5% | 39.5% |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.5% | — |
| 35 | Greenville National Bank 86 out of 100, Very strong | 1 | 0.5% | 10.8% |
| 36 | Paramount Residential Mortgage Group, Inc. | 1 | 0.5% | — |
| 37 | FIGURE LENDING LLC | 1 | 0.5% | — |
| 38 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 0.5% | — |
| 39 | First Southern National Bank | 1 | 0.5% | — |
| 40 | PLANET HOME LENDING, LLC | 1 | 0.5% | — |
Top 40 of 62 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps