Kentucky · HMDA 2025
Mortgage lenders in Edmonson County, KY
119 lenders reported 649 home-loan applications in Edmonson County in 2025. 375 closed as loans ($79.1M), 103 were denied — a 20.5% denial rate on decided applications, below the Kentucky rate of 23.3%. The three most active lenders handled 22% of applications, led by Bank of Edmonson County. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 649
- Loans originated
- 375
- Purchase / refinance
- 204 / 125
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Edmonson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank of Edmonson County 64 out of 100, Moderate | 70 | 10.8% | 0.7% |
| 2 | Rocket Mortgage, LLC | 38 | 5.9% | — |
| 3 | Abound Federal Credit Union 81 out of 100, Strong | 35 | 5.4% | 18.6% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 30 | 4.6% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 24 | 3.7% | — |
| 6 | SOUTH CENTRAL BANK, INC. 72 out of 100, Strong | 19 | 2.9% | 7.5% |
| 7 | American Bank & Trust Company, Inc. 59 out of 100, Moderate | 18 | 2.8% | 4.2% |
| 8 | BAY EQUITY LLC | 16 | 2.5% | — |
| 9 | Magnolia Bank, Incorporated 49 out of 100, Below average | 16 | 2.5% | 10.3% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 2.3% | — |
| 11 | STOCKTON MORTGAGE CORPORATION | 15 | 2.3% | — |
| 12 | Peoples Bank 67 out of 100, Moderate | 15 | 2.3% | 24.1% |
| 13 | Liberty | 14 | 2.2% | — |
| 14 | The Cecilian Bank 77 out of 100, Strong | 14 | 2.2% | 11.4% |
| 15 | 21st Mortgage Corporation | 13 | 2.0% | — |
| 16 | Mortgage Research Center, LLC | 12 | 1.8% | — |
| 17 | NEWREZ LLC | 11 | 1.7% | — |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 1.7% | 39.5% |
| 19 | FREEDOM MORTGAGE CORPORATION | 10 | 1.5% | — |
| 20 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 10 | 1.5% | — |
| 21 | PNC Bank, National Association 62 out of 100, Moderate | 9 | 1.4% | 33.8% |
| 22 | Loandepot.Com, LLC | 8 | 1.2% | — |
| 23 | PLANET HOME LENDING, LLC | 7 | 1.1% | — |
| 24 | Edmonton State Bank 82 out of 100, Strong | 7 | 1.1% | 15.9% |
| 25 | FIRST COMMUNITY MORTGAGE, INC. | 7 | 1.1% | — |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.9% | 14.1% |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.9% | — |
| 28 | UNION HOME MORTGAGE CORP. | 6 | 0.9% | — |
| 29 | Truist Bank 63 out of 100, Moderate | 5 | 0.8% | 40.8% |
| 30 | Broker Solutions, Inc. | 5 | 0.8% | — |
| 31 | AmeriSave Mortgage Corporation | 5 | 0.8% | — |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 5 | 0.8% | — |
| 33 | Farm Credit Mid-America | 5 | 0.8% | — |
| 34 | NATIONSTAR MORTGAGE LLC | 5 | 0.8% | — |
| 35 | German American Bank 75 out of 100, Strong | 5 | 0.8% | 17.2% |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.6% | 32.9% |
| 37 | MOVEMENT MORTGAGE, LLC | 4 | 0.6% | — |
| 38 | Stock Yards Bank & Trust Company 72 out of 100, Strong | 4 | 0.6% | 21.5% |
| 39 | FIGURE LENDING LLC | 4 | 0.6% | — |
| 40 | SOUTHWEST STAGE FUNDING, LLC | 4 | 0.6% | — |
Top 40 of 119 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps