Kentucky · HMDA 2025
Mortgage lenders in Grant County, KY
154 lenders reported 1,495 home-loan applications in Grant County in 2025. 671 closed as loans ($163.3M), 371 were denied — a 33.3% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 20% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,495
- Loans originated
- 671
- Purchase / refinance
- 354 / 204
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Grant County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 172 | 11.5% | — |
| 2 | 21st Mortgage Corporation | 75 | 5.0% | — |
| 3 | Fifth Third Bank, National Association 62 out of 100, Moderate | 57 | 3.8% | 34.0% |
| 4 | Forcht Bank, National Association | 56 | 3.7% | — |
| 5 | Rocket Mortgage, LLC | 53 | 3.5% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 47 | 3.1% | — |
| 7 | Heritage Bank, Inc. | 43 | 2.9% | — |
| 8 | Truist Bank 63 out of 100, Moderate | 42 | 2.8% | 40.8% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 42 | 2.8% | — |
| 10 | TAMMAC HOLDINGS CORPORATION | 40 | 2.7% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 34 | 2.3% | — |
| 12 | The Huntington National Bank 59 out of 100, Moderate | 33 | 2.2% | 31.6% |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 33 | 2.2% | 39.5% |
| 14 | Park Lane Finance Solutions, LLC | 33 | 2.2% | — |
| 15 | UNION HOME MORTGAGE CORP. | 30 | 2.0% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 29 | 1.9% | — |
| 17 | Guardian Savings Bank 83 out of 100, Strong | 28 | 1.9% | 11.5% |
| 18 | NFM, INC. | 28 | 1.9% | — |
| 19 | STOCKTON MORTGAGE CORPORATION | 28 | 1.9% | — |
| 20 | SOUTHWEST STAGE FUNDING, LLC | 24 | 1.6% | — |
| 21 | German American Bank 75 out of 100, Strong | 23 | 1.5% | 17.2% |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 22 | 1.5% | — |
| 23 | SUCCESS MORTGAGE PARTNERS, INC. | 22 | 1.5% | — |
| 24 | Mortgage Research Center, LLC | 21 | 1.4% | — |
| 25 | NEWREZ LLC | 19 | 1.3% | — |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.2% | 14.1% |
| 27 | PNC Bank, National Association 62 out of 100, Moderate | 18 | 1.2% | 33.8% |
| 28 | PLANET HOME LENDING, LLC | 18 | 1.2% | — |
| 29 | L & N Federal Credit Union 72 out of 100, Strong | 18 | 1.2% | 8.7% |
| 30 | First Financial Bank 68 out of 100, Moderate | 15 | 1.0% | 24.9% |
| 31 | GUARANTEED RATE, INC. | 14 | 0.9% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 0.8% | — |
| 33 | Loandepot.Com, LLC | 11 | 0.7% | — |
| 34 | COMMONWEALTH | 11 | 0.7% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 11 | 0.7% | — |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.7% | 32.9% |
| 37 | Broker Solutions, Inc. | 10 | 0.7% | — |
| 38 | Farm Credit Mid-America | 9 | 0.6% | — |
| 39 | Luminate Bank 47 out of 100, Below average | 9 | 0.6% | 4.3% |
| 40 | Zippy Loans, LLC | 8 | 0.5% | — |
Top 40 of 154 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps