Kentucky · HMDA 2025
Mortgage lenders in Lewis County, KY
91 lenders reported 442 home-loan applications in Lewis County in 2025. 204 closed as loans ($28.8M), 114 were denied — a 33.5% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 24% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 442
- Loans originated
- 204
- Purchase / refinance
- 109 / 66
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lewis County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 51 | 11.5% | — |
| 2 | Peoples Bank 67 out of 100, Moderate | 29 | 6.6% | 24.1% |
| 3 | Rocket Mortgage, LLC | 26 | 5.9% | — |
| 4 | Peoples Bank of Kentucky, Inc. | 25 | 5.7% | — |
| 5 | 21st Mortgage Corporation | 23 | 5.2% | — |
| 6 | Community Trust Bank, Inc. 80 out of 100, Strong | 19 | 4.3% | 13.9% |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 16 | 3.6% | 39.5% |
| 8 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 16 | 3.6% | 74.7% |
| 9 | First Guaranty Bank 38 out of 100, Low | 15 | 3.4% | 13.4% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 12 | 2.7% | — |
| 11 | PLANET HOME LENDING, LLC | 10 | 2.3% | — |
| 12 | Mortgage Research Center, LLC | 9 | 2.0% | — |
| 13 | FirstBank 59 out of 100, Moderate | 9 | 2.0% | 42.8% |
| 14 | Fifth Third Bank, National Association 62 out of 100, Moderate | 9 | 2.0% | 34.0% |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 7 | 1.6% | — |
| 16 | The Huntington National Bank 59 out of 100, Moderate | 6 | 1.4% | 31.6% |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.4% | — |
| 18 | AmeriSave Mortgage Corporation | 6 | 1.4% | — |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 6 | 1.4% | — |
| 20 | DESCO | 6 | 1.4% | — |
| 21 | Farm Credit Mid-America | 6 | 1.4% | — |
| 22 | Equity Prime Mortgage LLC | 6 | 1.4% | — |
| 23 | NEWREZ LLC | 5 | 1.1% | — |
| 24 | Broker Solutions, Inc. | 5 | 1.1% | — |
| 25 | NEW DAY FINANCIAL, LLC | 5 | 1.1% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.9% | — |
| 27 | AMERICAN FINANCIAL RESOURCES, INC. | 4 | 0.9% | — |
| 28 | The Commercial Bank of Grayson | 4 | 0.9% | — |
| 29 | LOWER, LLC | 4 | 0.9% | — |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.7% | 14.1% |
| 31 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.7% | 32.5% |
| 32 | Loandepot.Com, LLC | 3 | 0.7% | — |
| 33 | First Grayson Bancorp, Inc. 79 out of 100, Strong | 3 | 0.7% | 24.0% |
| 34 | Paramount Residential Mortgage Group, Inc. | 3 | 0.7% | — |
| 35 | UNIVERSITY OF KENTUCKY | 3 | 0.7% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 3 | 0.7% | 3.0% |
| 37 | MOVEMENT MORTGAGE, LLC | 2 | 0.5% | — |
| 38 | Discover Bank | 2 | 0.5% | — |
| 39 | Stock Yards Bank & Trust Company 72 out of 100, Strong | 2 | 0.5% | 21.5% |
| 40 | ATOMIC CREDIT UNION, INC. 64 out of 100, Moderate | 2 | 0.5% | 42.9% |
Top 40 of 91 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps