Kentucky · HMDA 2025
Mortgage lenders in Lyon County, KY
87 lenders reported 280 home-loan applications in Lyon County in 2025. 153 closed as loans ($33.8M), 56 were denied — a 25.3% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 24% of applications, led by Fifth Third Bank, National Association. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 280
- Loans originated
- 153
- Purchase / refinance
- 77 / 45
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lyon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fifth Third Bank, National Association 62 out of 100, Moderate | 35 | 12.5% | 34.0% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 6.1% | — |
| 3 | Rocket Mortgage, LLC | 14 | 5.0% | — |
| 4 | Farmers Bank and Trust Company 74 out of 100, Strong | 12 | 4.3% | 10.5% |
| 5 | Truist Bank 63 out of 100, Moderate | 10 | 3.6% | 40.8% |
| 6 | 21st Mortgage Corporation | 9 | 3.2% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 8 | 2.9% | — |
| 8 | Mortgage Research Center, LLC | 8 | 2.9% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 2.5% | — |
| 10 | NEWREZ LLC | 6 | 2.1% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 2.1% | — |
| 12 | Broker Solutions, Inc. | 5 | 1.8% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 5 | 1.8% | 44.7% |
| 14 | FREEDOM MORTGAGE CORPORATION | 5 | 1.8% | — |
| 15 | First Southern National Bank | 4 | 1.4% | — |
| 16 | PLANET HOME LENDING, LLC | 4 | 1.4% | — |
| 17 | TAMMAC HOLDINGS CORPORATION | 4 | 1.4% | — |
| 18 | Planters Bank, Inc. 77 out of 100, Strong | 4 | 1.4% | 0.9% |
| 19 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 1.4% | 74.7% |
| 20 | The Paducah Bank and Trust Company 79 out of 100, Strong | 4 | 1.4% | 7.9% |
| 21 | Regions Bank 64 out of 100, Moderate | 3 | 1.1% | 43.1% |
| 22 | AmeriSave Mortgage Corporation | 3 | 1.1% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 1.1% | — |
| 24 | Independence Bank of Kentucky | 3 | 1.1% | — |
| 25 | Farm Credit Mid-America | 3 | 1.1% | — |
| 26 | INDIANA MEMBERS CREDIT UNION 74 out of 100, Strong | 3 | 1.1% | 14.1% |
| 27 | NATIONSTAR MORTGAGE LLC | 3 | 1.1% | — |
| 28 | FirstBank 59 out of 100, Moderate | 3 | 1.1% | 42.8% |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.1% | — |
| 30 | EVERETT FINANCIAL, INC. | 3 | 1.1% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 3 | 1.1% | 3.0% |
| 32 | GUARANTEED RATE, INC. | 2 | 0.7% | — |
| 33 | SPRING EQ, LLC | 2 | 0.7% | — |
| 34 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.7% | 39.5% |
| 35 | FIRSTTRUST HOME LOANS, INC. | 2 | 0.7% | — |
| 36 | First Community Bank of the Heartland, Inc 56 out of 100, Moderate | 2 | 0.7% | 12.5% |
| 37 | Nations Lending Corporation | 2 | 0.7% | — |
| 38 | Renasant Bank 64 out of 100, Moderate | 2 | 0.7% | 11.6% |
| 39 | First Kentucky Bank 73 out of 100, Strong | 2 | 0.7% | 15.9% |
| 40 | The Sacramento Deposit Bank | 2 | 0.7% | — |
Top 40 of 87 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps