Kentucky · HMDA 2025
Mortgage lenders in Trimble County, KY
86 lenders reported 379 home-loan applications in Trimble County in 2025. 224 closed as loans ($40.2M), 69 were denied — a 22.7% denial rate on decided applications, close to the Kentucky rate of 23.3%. The three most active lenders handled 22% of applications, led by Bedford Loan & Deposit Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 379
- Loans originated
- 224
- Purchase / refinance
- 106 / 66
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Trimble County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bedford Loan & Deposit Bank | 35 | 9.2% | — |
| 2 | Rocket Mortgage, LLC | 26 | 6.9% | — |
| 3 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 23 | 6.1% | — |
| 4 | The Farmers Bank of Milton | 17 | 4.5% | — |
| 5 | COMMONWEALTH | 13 | 3.4% | — |
| 6 | First Financial Bank 68 out of 100, Moderate | 12 | 3.2% | 24.9% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 2.9% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 11 | 2.9% | — |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 2.6% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 2.4% | 14.1% |
| 11 | PNC Bank, National Association 62 out of 100, Moderate | 9 | 2.4% | 33.8% |
| 12 | German American Bank 75 out of 100, Strong | 9 | 2.4% | 17.2% |
| 13 | 21st Mortgage Corporation | 7 | 1.8% | — |
| 14 | Mortgage Research Center, LLC | 7 | 1.8% | — |
| 15 | Stock Yards Bank & Trust Company 72 out of 100, Strong | 7 | 1.8% | 21.5% |
| 16 | Farm Credit Mid-America | 7 | 1.8% | — |
| 17 | Truist Bank 63 out of 100, Moderate | 6 | 1.6% | 40.8% |
| 18 | AmeriSave Mortgage Corporation | 6 | 1.6% | — |
| 19 | THE FRIENDSHIP STATE BANK 66 out of 100, Moderate | 6 | 1.6% | 14.4% |
| 20 | FREEDOM MORTGAGE CORPORATION | 6 | 1.6% | — |
| 21 | Fifth Third Bank, National Association 62 out of 100, Moderate | 6 | 1.6% | 34.0% |
| 22 | United Citizens Bank & Trust Company 56 out of 100, Moderate | 5 | 1.3% | 12.5% |
| 23 | UNION HOME MORTGAGE CORP. | 5 | 1.3% | — |
| 24 | Northpointe Bank 58 out of 100, Moderate | 5 | 1.3% | 10.4% |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 1.3% | — |
| 26 | NEWREZ LLC | 4 | 1.1% | — |
| 27 | Broker Solutions, Inc. | 4 | 1.1% | — |
| 28 | GENEVA FINANCIAL, LLC | 4 | 1.1% | — |
| 29 | Centra Credit Union 73 out of 100, Strong | 4 | 1.1% | 9.4% |
| 30 | STOCKTON MORTGAGE CORPORATION | 4 | 1.1% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 4 | 1.1% | 3.0% |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.8% | 32.9% |
| 33 | Fairway Independent Mortgage Corporation | 3 | 0.8% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.8% | — |
| 35 | SPRING EQ, LLC | 3 | 0.8% | — |
| 36 | First National Bank of Kentucky 70 out of 100, Strong | 3 | 0.8% | 9.4% |
| 37 | FAIR WAY LENDING LLC | 3 | 0.8% | — |
| 38 | SUN WEST MORTGAGE COMPANY, INC. | 3 | 0.8% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.8% | — |
| 40 | LOWER, LLC | 3 | 0.8% | — |
Top 40 of 86 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps