Kentucky · HMDA 2025
Mortgage lenders in Webster County, KY
78 lenders reported 376 home-loan applications in Webster County in 2025. 192 closed as loans ($25.5M), 81 were denied — a 27.6% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 37% of applications, led by Independence Bank of Kentucky. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 376
- Loans originated
- 192
- Purchase / refinance
- 83 / 70
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Webster County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Independence Bank of Kentucky | 103 | 27.4% | — |
| 2 | Rocket Mortgage, LLC | 18 | 4.8% | — |
| 3 | Liberty | 18 | 4.8% | — |
| 4 | Fifth Third Bank, National Association 62 out of 100, Moderate | 18 | 4.8% | 34.0% |
| 5 | 21st Mortgage Corporation | 13 | 3.5% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 12 | 3.2% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | 2.4% | — |
| 8 | Mortgage Research Center, LLC | 9 | 2.4% | — |
| 9 | NEWREZ LLC | 8 | 2.1% | — |
| 10 | GERSHMAN INVESTMENT CORP. | 8 | 2.1% | — |
| 11 | Planters Bank, Inc. 77 out of 100, Strong | 7 | 1.9% | 0.9% |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 1.6% | 39.5% |
| 13 | MORTGAGE MASTERS OF INDIANA, INC. | 6 | 1.6% | — |
| 14 | Old National Bank 59 out of 100, Moderate | 6 | 1.6% | 22.1% |
| 15 | FREEDOM MORTGAGE CORPORATION | 6 | 1.6% | — |
| 16 | Heritage Federal Credit Union 77 out of 100, Strong | 5 | 1.3% | 21.5% |
| 17 | SOUTHWEST STAGE FUNDING, LLC | 5 | 1.3% | — |
| 18 | FirstBank 59 out of 100, Moderate | 5 | 1.3% | 42.8% |
| 19 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 1.3% | — |
| 20 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 1.3% | — |
| 21 | NEW DAY FINANCIAL, LLC | 4 | 1.1% | — |
| 22 | EVERETT FINANCIAL, INC. | 4 | 1.1% | — |
| 23 | DAS Acquisition Company, LLC | 4 | 1.1% | — |
| 24 | Broker Solutions, Inc. | 3 | 0.8% | — |
| 25 | AmeriSave Mortgage Corporation | 3 | 0.8% | — |
| 26 | PLANET HOME LENDING, LLC | 3 | 0.8% | — |
| 27 | Farm Credit Mid-America | 3 | 0.8% | — |
| 28 | AMERICAN FINANCING CORPORATION | 3 | 0.8% | — |
| 29 | CHURCHILL MORTGAGE CORPORATION | 3 | 0.8% | — |
| 30 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.8% | — |
| 31 | Farmers Bank and Trust Company 74 out of 100, Strong | 3 | 0.8% | 10.5% |
| 32 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 3 | 0.8% | 74.7% |
| 33 | FIRST COMMUNITY MORTGAGE, INC. | 3 | 0.8% | — |
| 34 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.5% | 14.1% |
| 35 | MOVEMENT MORTGAGE, LLC | 2 | 0.5% | — |
| 36 | Loandepot.Com, LLC | 2 | 0.5% | — |
| 37 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.5% | — |
| 38 | Regions Bank 64 out of 100, Moderate | 2 | 0.5% | 43.1% |
| 39 | TRIAD FINANCIAL SERVICES, INC. | 2 | 0.5% | — |
| 40 | FIGURE LENDING LLC | 2 | 0.5% | — |
Top 40 of 78 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps