Kentucky · HMDA 2025
Mortgage lenders in Wolfe County, KY
75 lenders reported 242 home-loan applications in Wolfe County in 2025. 94 closed as loans ($21.5M), 64 were denied — a 39.8% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 38% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 242
- Loans originated
- 94
- Purchase / refinance
- 56 / 24
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wolfe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 33 | 13.6% | — |
| 2 | Whitaker Bank | 32 | 13.2% | — |
| 3 | 21st Mortgage Corporation | 28 | 11.6% | — |
| 4 | Northpointe Bank 58 out of 100, Moderate | 19 | 7.9% | 10.4% |
| 5 | COMMONWEALTH | 9 | 3.7% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 2.9% | 14.1% |
| 7 | NEWREZ LLC | 6 | 2.5% | — |
| 8 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 2.5% | 74.7% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 5 | 2.1% | — |
| 10 | Peoples Exchange Bank 71 out of 100, Strong | 5 | 2.1% | 15.2% |
| 11 | TRIAD FINANCIAL SERVICES, INC. | 3 | 1.2% | — |
| 12 | Mortgage Research Center, LLC | 3 | 1.2% | — |
| 13 | Community Trust Bank, Inc. 80 out of 100, Strong | 3 | 1.2% | 13.9% |
| 14 | Stock Yards Bank & Trust Company 72 out of 100, Strong | 3 | 1.2% | 21.5% |
| 15 | Union Savings Bank 74 out of 100, Strong | 3 | 1.2% | 5.3% |
| 16 | Beeline Loans, Inc. | 3 | 1.2% | — |
| 17 | Fifth Third Bank, National Association 62 out of 100, Moderate | 3 | 1.2% | 34.0% |
| 18 | The Huntington National Bank 59 out of 100, Moderate | 2 | 0.8% | 31.6% |
| 19 | MOVEMENT MORTGAGE, LLC | 2 | 0.8% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.8% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.8% | — |
| 22 | Rocket Mortgage, LLC | 2 | 0.8% | — |
| 23 | First Grayson Bancorp, Inc. 79 out of 100, Strong | 2 | 0.8% | 24.0% |
| 24 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 0.8% | — |
| 25 | FirstBank 59 out of 100, Moderate | 2 | 0.8% | 42.8% |
| 26 | NEW DAY FINANCIAL, LLC | 2 | 0.8% | — |
| 27 | STOCKTON MORTGAGE CORPORATION | 2 | 0.8% | — |
| 28 | UNIVERSITY OF KENTUCKY | 2 | 0.8% | — |
| 29 | BETTER MORTGAGE CORPORATION | 2 | 0.8% | — |
| 30 | Republic Bank & Trust Company 84 out of 100, Strong | 2 | 0.8% | 12.6% |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.4% | 32.9% |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.4% | 32.5% |
| 33 | Broker Solutions, Inc. | 1 | 0.4% | — |
| 34 | AmeriSave Mortgage Corporation | 1 | 0.4% | — |
| 35 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.4% | 39.5% |
| 36 | NBKC BANK | 1 | 0.4% | — |
| 37 | THE LOAN STORE, INC. | 1 | 0.4% | — |
| 38 | Tomo Mortgage, LLC | 1 | 0.4% | — |
| 39 | Abound Federal Credit Union 81 out of 100, Strong | 1 | 0.4% | 18.6% |
| 40 | Paramount Residential Mortgage Group, Inc. | 1 | 0.4% | — |
Top 40 of 75 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps